Lender profile · HMDA 2023–2025
Builders Choice Mortgage LLC mortgage approval rates & lending data
Builders Choice Mortgage LLC decided 1,414 mortgage applications and funded 1,245 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 939 / 1,031 | 98% | $395K | 922 |
| Cash-out refinance | 83% | 83 / 100 | 98% | $355K | 81 |
| Refinance | 97% | 59 / 61 | 98% | $505K | 58 |
| Investment property purchase | 85% | 147 / 173 | 97% | $315K | 142 |
| Investment cash-out refinance | 83% | 35 / 42 | 100% | $255K | 35 |
Builders Choice Mortgage LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 88% | $415K | 968 | 834 |
| New Mexico | 94% | $295K | 209 | 197 |
| Texas | 87% | $255K | 45 | 39 |
| Colorado | 97% | $515K | 37 | 34 |
| New Jersey | 97% | $465K | 29 | 27 |
| New Hampshire | 100% | $405K | 26 | 26 |
| Maine | 89% | $635K | 18 | 15 |
| North Carolina | 100% | $285K | 18 | 17 |
| Georgia | 93% | $335K | 15 | 14 |
| Massachusetts | 100% | $535K | 12 | 12 |
| South Carolina | 75% | $315K | 8 | 5 |
| Pennsylvania | 86% | $485K | 7 | 5 |
| California | 100% | $505K | 4 | 4 |
| Connecticut | 75% | $365K | 4 | 3 |
| Tennessee | 100% | $385K | 4 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.