Lender profile · HMDA 2023–2025
Brighton Bank mortgage approval rates & lending data
Brighton Bank decided 1,455 mortgage applications and funded 1,230 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 1,093 / 1,170 | 91% | $335K | 1,000 |
| Cash-out refinance | 94% | 61 / 65 | 77% | $245K | 47 |
| Refinance | 86% | 24 / 28 | 92% | $325K | 22 |
| Investment property purchase | 92% | 143 / 155 | 91% | $115K | 130 |
Brighton Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 93% | $485K | 318 | 261 |
| Tennessee | 99% | $285K | 246 | 228 |
| Illinois | 87% | $285K | 145 | 114 |
| Texas | 95% | $315K | 138 | 120 |
| Florida | 89% | $335K | 117 | 97 |
| Indiana | 97% | $85K | 79 | 76 |
| Georgia | 100% | $345K | 40 | 35 |
| Mississippi | 95% | $335K | 40 | 35 |
| Colorado | 97% | $535K | 39 | 37 |
| Ohio | 92% | $205K | 36 | 30 |
| New York | 91% | $385K | 32 | 27 |
| North Carolina | 93% | $335K | 30 | 23 |
| South Carolina | 91% | $295K | 23 | 19 |
| Pennsylvania | 84% | $235K | 19 | 12 |
| California | 82% | $465K | 17 | 13 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.