Lender profile · HMDA 2023–2025
BMI Federal Credit Union mortgage approval rates & lending data
BMI Federal Credit Union decided 783 mortgage applications and funded 722 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 188 / 195 | 100% | $295K | 188 |
| Home improvement loans | 90% | 410 / 454 | 100% | $75K | 410 |
| Refinance | 92% | 117 / 127 | 100% | $125K | 117 |
BMI Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 92% | $75K | 766 | 705 |
| Florida | 100% | $255K | 5 | 5 |
| Kentucky | 100% | $225K | 2 | 2 |
| New York | 100% | $65K | 2 | 2 |
| North Carolina | 100% | $305K | 2 | 2 |
| South Carolina | 100% | $415K | 2 | 2 |
| Indiana | 100% | $375K | 1 | 1 |
| Pennsylvania | 100% | $265K | 1 | 1 |
| Virginia | 100% | $345K | 1 | 1 |
| Washington | 100% | $305K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.