Lender profile · HMDA 2023–2025
BankFirst Financial Services mortgage approval rates & lending data
BankFirst Financial Services decided 1,101 mortgage applications and funded 1,040 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 398 / 408 | 99% | $275K | 395 |
| Home improvement loans | 82% | 65 / 79 | 98% | $85K | 64 |
| Refinance | 92% | 108 / 118 | 98% | $105K | 106 |
| Investment property purchase | 100% | 285 / 286 | 95% | $195K | 272 |
| Investment refinance | 100% | 170 / 170 | 99% | $105K | 168 |
| Investment home improvement | 100% | 25 / 25 | 100% | $135K | 25 |
BankFirst Financial Services lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 97% | $215K | 576 | 554 |
| Mississippi | 95% | $155K | 490 | 451 |
| Florida | 100% | $235K | 13 | 13 |
| Tennessee | 100% | $105K | 9 | 9 |
| Louisiana | 100% | $205K | 4 | 4 |
| North Carolina | 100% | $255K | 3 | 3 |
| California | 100% | $755K | 2 | 2 |
| Indiana | 100% | $205K | 2 | 2 |
| Texas | 100% | $435K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.