Lender profile · HMDA 2023–2025
Bank of Stockton mortgage approval rates & lending data
Bank of Stockton decided 510 mortgage applications and funded 354 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 71% | 29 / 41 | 93% | $625K | 27 |
| Home improvement loans | 71% | 197 / 279 | 99% | $115K | 196 |
| Refinance | 62% | 58 / 94 | 98% | $185K | 57 |
| Investment property purchase | 83% | 30 / 36 | 100% | $295K | 30 |
| Investment home improvement | 73% | 24 / 33 | 100% | $165K | 24 |
Bank of Stockton lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 70% | $115K | 504 | 349 |
| Nevada | 67% | $95K | 3 | 2 |
| Montana | 100% | $2.92M | 1 | 1 |
| North Carolina | 100% | $75K | 1 | 1 |
| Oregon | 100% | $305K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.