Lender profile · HMDA 2023–2025
Bank of Cleveland mortgage approval rates & lending data
Bank of Cleveland decided 495 mortgage applications and funded 481 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 309 / 317 | 100% | $265K | 308 |
| Refinance | 100% | 44 / 44 | 100% | $165K | 44 |
| Investment property purchase | 100% | 51 / 51 | 100% | $155K | 51 |
| Investment refinance | 100% | 45 / 45 | 100% | $95K | 45 |
Bank of Cleveland lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 98% | $265K | 486 | 472 |
| Florida | 100% | $225K | 3 | 3 |
| Georgia | 100% | $335K | 2 | 2 |
| Alabama | 100% | $625K | 1 | 1 |
| Indiana | 100% | $275K | 1 | 1 |
| North Carolina | 100% | $455K | 1 | 1 |
| South Carolina | 100% | $225K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.