Lender profile · HMDA 2023–2025
Acopia, LLC mortgage approval rates & lending data
Acopia, LLC decided 4,773 mortgage applications and funded 4,018 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 4,052 / 4,282 | 89% | $295K | 3,621 |
| Home improvement loans | 100% | 87 / 87 | 98% | $235K | 85 |
| Cash-out refinance | 83% | 75 / 90 | 79% | $265K | 59 |
| Refinance | 96% | 82 / 85 | 85% | $315K | 70 |
| Investment property purchase | 95% | 193 / 204 | 86% | $235K | 166 |
Acopia, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 95% | $285K | 1,566 | 1,325 |
| South Carolina | 96% | $295K | 892 | 749 |
| Florida | 92% | $295K | 822 | 669 |
| Tennessee | 93% | $315K | 565 | 487 |
| Alabama | 96% | $145K | 348 | 297 |
| Mississippi | 95% | $205K | 293 | 249 |
| North Carolina | 95% | $315K | 264 | 220 |
| Kentucky | 100% | $195K | 14 | 13 |
| Arkansas | 100% | $5K | 3 | 3 |
| Texas | 100% | $355K | 2 | 2 |
| Virginia | 100% | $275K | 2 | 2 |
| Colorado | 100% | $385K | 1 | 1 |
| Louisiana | 100% | $325K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.