Lender profile · HMDA 2023–2025
5Th Street Capital, Inc. mortgage approval rates & lending data
5Th Street Capital, Inc. decided 891 mortgage applications and funded 556 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 462 / 481 | 70% | $705K | 324 |
| Cash-out refinance | 93% | 97 / 104 | 68% | $895K | 66 |
| Refinance | 88% | 42 / 48 | 57% | $755K | 24 |
| Investment property purchase | 97% | 152 / 157 | 66% | $595K | 100 |
| Investment cash-out refinance | 97% | 67 / 69 | 49% | $735K | 33 |
| Investment refinance | 90% | 28 / 31 | 32% | $465K | 9 |
5Th Street Capital, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 97% | $705K | 588 | 364 |
| Florida | 94% | $525K | 72 | 43 |
| Texas | 94% | $285K | 65 | 39 |
| Colorado | 94% | $555K | 34 | 23 |
| Nevada | 88% | $575K | 32 | 21 |
| Arizona | 96% | $555K | 24 | 13 |
| Washington | 88% | $605K | 24 | 14 |
| Oregon | 100% | $585K | 9 | 8 |
| Georgia | 83% | $425K | 6 | 5 |
| Connecticut | 60% | $245K | 5 | 2 |
| Illinois | 100% | $365K | 5 | 5 |
| Maryland | 100% | $475K | 4 | 4 |
| North Carolina | 75% | $195K | 4 | 2 |
| Tennessee | 100% | $555K | 4 | 4 |
| Utah | 75% | $245K | 4 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.