Lender profile · HMDA 2023–2025
1St Advantage Federal Credit Union mortgage approval rates & lending data
1St Advantage Federal Credit Union decided 721 mortgage applications and funded 498 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 56 / 65 | 96% | $295K | 54 |
| Home improvement loans | 72% | 335 / 467 | 90% | $55K | 301 |
| Refinance | 79% | 100 / 126 | 94% | $75K | 94 |
| Investment home improvement | 70% | 19 / 27 | 79% | $215K | 15 |
1St Advantage Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 75% | $55K | 694 | 477 |
| North Carolina | 83% | $425K | 6 | 5 |
| Alabama | 100% | $535K | 3 | 3 |
| Florida | 100% | $525K | 3 | 3 |
| District of Columbia | 100% | $955K | 2 | 2 |
| Maryland | 0% | — | 2 | 0 |
| Massachusetts | 100% | $295K | 2 | 2 |
| Texas | 100% | $545K | 2 | 2 |
| Delaware | 0% | — | 1 | 0 |
| Georgia | 100% | $725K | 1 | 1 |
| Illinois | 100% | $425K | 1 | 1 |
| Louisiana | 100% | $375K | 1 | 1 |
| South Carolina | 0% | — | 1 | 0 |
| Tennessee | 0% | — | 1 | 0 |
| West Virginia | 100% | $225K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.