Lender profile · HMDA 2023–2025
1St 2Nd Mortgage Company of N.J., Inc. mortgage approval rates & lending data
1St 2Nd Mortgage Company of N.J., Inc. decided 931 mortgage applications and funded 878 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 644 / 685 | 100% | $445K | 643 |
| Refinance | 99% | 116 / 117 | 100% | $405K | 116 |
| Investment property purchase | 91% | 79 / 87 | 100% | $305K | 79 |
| Investment refinance | 100% | 38 / 38 | 100% | $405K | 38 |
1St 2Nd Mortgage Company of N.J., Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 95% | $445K | 587 | 556 |
| Florida | 97% | $395K | 109 | 106 |
| New York | 94% | $615K | 103 | 97 |
| Pennsylvania | 91% | $255K | 54 | 48 |
| Connecticut | 87% | $375K | 31 | 27 |
| Texas | 92% | $265K | 13 | 12 |
| Hawaii | 100% | $865K | 6 | 6 |
| Maryland | 100% | $225K | 6 | 6 |
| Virginia | 83% | $625K | 6 | 5 |
| South Carolina | 80% | $205K | 5 | 4 |
| California | 100% | $895K | 4 | 4 |
| Delaware | 100% | $205K | 3 | 3 |
| New Hampshire | 100% | $185K | 2 | 2 |
| North Carolina | 100% | $325K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.