Investment property refinance lenders in Daviess County, Kentucky
Fat Boy Data analyzed investment property refinance activity in Daviess County, Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 77 applications were decided by 15 lenders between 2023 and 2025.
Daviess County at a glance
How Daviess County compares
What the data shows
Independence Bank of Kentucky made the most investment property refinances in Daviess County, KY, 19 of them.
That is 27% of every investment property refinance originated here, so this market is unusually concentrated in one lender.
Independence Bank of Kentucky approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.
Lenders approved 94.8% of investment property refinance applications in Daviess County, KY, 8.6 percentage points above the Kentucky rate of 86.2%.
The typical investment property refinance here is $105K, 32% smaller than the Kentucky typical of $155K.
Investment property refinance lenders in Daviess County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Independence Bank of Kentucky | 100% | 21 / 21 | 90% | $145K | 19 |
| 2 | South Central Bank, Inc.Limited sample | 100% | 13 / 13 | 100% | $105K | 13 |
| 3 | German American BankLimited sample | 100% | 10 / 10 | 100% | $95K | 10 |
| 4 | First United Bank and Trust CompanyLimited sample | 89% | 8 / 9 | 100% | $55K | 8 |
| 5 | Old National BankLimited sample | 100% | 5 / 5 | 100% | $95K | 5 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 10 more lenders.
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