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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Boone County, Kentucky

Fat Boy Data analyzed home improvement loan activity in Boone County, Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,766 applications were decided by 83 lenders between 2023 and 2025.

Boone County at a glance

83Active lenders15 with 20+ decisions
65.9%Market approval rate1,164 of 1,766 decided
$75KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,095 loans funded

How Boone County compares

Approval rate compared
Boone County65.9%Kentucky69.2%All 616 counties62.7%
Typical loan compared
Boone County$75KKentucky$65KAll 616 counties$75K

What the data shows

Fifth Third Bank, National Association made the most home improvement loans in Boone County, KY, 233 of them.

L & N Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical home improvement loan here is $75K, 15% larger than the Kentucky typical of $65K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 22% approved of 46Truist Bank: 32% approved of 60Bank of America, National Association: 34% approved of 29U.S. Bank National Association: 47% approved of 175The Huntington National Bank: 63% approved of 364Third Federal Savings And Loan Association Of Cleveland: 67% approved of 70First Financial Bank: 68% approved of 62Kemba Credit Union, Inc.: 70% approved of 53Fifth Third Bank, National Association: 72% approved of 338PNC Bank, National Association: 76% approved of 115Navy Federal Credit Union: 77% approved of 26Cinfed Federal Credit Union: 81% approved of 26Guardian Savings Bank: 96% approved of 24Coastal Community Bank: 98% approved of 45L & N Federal Credit Union: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Boone County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank63%231 / 36493%$75K215
2Fifth Third Bank, National Association72%243 / 33896%$95K233
3U.S. Bank National Association47%82 / 17598%$65K80
4PNC Bank, National Association76%87 / 11599%$75K86
5Third Federal Savings And Loan Association Of Cleveland67%47 / 7098%$75K46

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 78 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Boone County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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