HomeKentuckyBoone CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Boone County, Kentucky

Fat Boy Data analyzed cash-out refinance activity in Boone County, Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,136 applications were decided by 140 lenders between 2023 and 2025.

Boone County at a glance

140Active lenders24 with 20+ decisions
73.6%Market approval rate1,571 of 2,136 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,515 loans funded

How Boone County compares

Approval rate compared
Boone County73.6%Kentucky71.6%All 616 counties68.2%
Typical loan compared
Boone County$165KKentucky$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Boone County, KY, 332 of them.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 95% of 20.

The typical cash-out refinance here is $165K, 22% larger than the Kentucky typical of $135K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 12% approved of 26New Day Financial, LLC: 32% approved of 38Amerisave Mortgage Corporation: 38% approved of 117Carrington Mortgage Services, LLC: 48% approved of 56Mutual of Omaha Mortgage, Inc.: 56% approved of 25Lakeview Loan Servicing, LLC: 57% approved of 23Newrez LLC: 57% approved of 84Loandepot.Com, LLC: 67% approved of 45Freedom Mortgage Corporation: 70% approved of 82Guardian Savings Bank: 70% approved of 67U.S. Bank National Association: 71% approved of 55Truist Bank: 73% approved of 22First Financial Bank: 74% approved of 96Pennymac Loan Services, LLC: 77% approved of 43United Wholesale Mortgage, LLC: 81% approved of 101Cinfed Federal Credit Union: 83% approved of 24Rocket Mortgage, LLC: 84% approved of 402The Huntington National Bank: 85% approved of 163Nationstar Mortgage LLC: 85% approved of 40Fifth Third Bank, National Association: 85% approved of 41General Electric Credit Union: 88% approved of 64Stockton Mortgage Corporation: 89% approved of 28Crosscountry Mortgage, LLC: 91% approved of 23JPMorgan Chase Bank, National Association: 95% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Boone County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%338 / 40298%$165K332
2The Huntington National Bank85%138 / 163100%$105K138
3Amerisave Mortgage Corporation38%45 / 11798%$105K44
4United Wholesale Mortgage, LLCBroker only81%82 / 10195%$235K78
5First Financial Bank74%71 / 96100%$85K71

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 135 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Boone County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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