HomeIowaPolk CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Polk County, Iowa

Fat Boy Data analyzed cash-out refinance activity in Polk County, Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,483 applications were decided by 175 lenders between 2023 and 2025.

Polk County at a glance

175Active lenders35 with 20+ decisions
68.2%Market approval rate3,055 of 4,483 decided
$135KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,873 loans funded

How Polk County compares

Approval rate compared
Polk County68.2%Iowa71.7%All 616 counties68.2%
Typical loan compared
Polk County$135KIowa$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Polk County, IA, 573 of them.

Premier Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 22% approved of 72Amerisave Mortgage Corporation: 23% approved of 278Lakeview Loan Servicing, LLC: 25% approved of 28New Day Financial, LLC: 41% approved of 88Newrez LLC: 45% approved of 120Carrington Mortgage Services, LLC: 49% approved of 100Marine Credit Union: 51% approved of 266Loandepot.Com, LLC: 56% approved of 121BMO Bank National Association: 56% approved of 71Wells Fargo Bank, National Association: 58% approved of 112Mutual of Omaha Mortgage, Inc.: 61% approved of 46Barrington Bank & Trust Company, National Association: 62% approved of 24New American Funding, LLC: 67% approved of 51Freedom Mortgage Corporation: 67% approved of 139U.S. Bank National Association: 69% approved of 118Pennymac Loan Services, LLC: 71% approved of 85Guaranteed Rate, Inc.: 71% approved of 28Empeople Credit Union: 72% approved of 32Rocket Mortgage, LLC: 74% approved of 783United Wholesale Mortgage, LLC: 76% approved of 103Greater Iowa Credit Union: 78% approved of 214Iowa Bankers Mortgage Corporation: 79% approved of 47First Class Community: 81% approved of 37Northwest Bank: 84% approved of 25Guild Mortgage Company LLC: 85% approved of 26Nationstar Mortgage LLC: 86% approved of 98Veridian Credit Union: 87% approved of 132Flagstar Bank, National Association: 88% approved of 26GREENSTATE Credit Union: 89% approved of 379Community Choice Credit Union: 91% approved of 85Central Bank: 96% approved of 24Coastal Community Bank: 96% approved of 25Financial Plus Credit Union: 96% approved of 55Premier Credit Union: 100% approved of 38Journey Credit Union: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Polk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC74%582 / 78398%$135K573
2GREENSTATE Credit Union89%339 / 37995%$95K323
3Amerisave Mortgage Corporation23%65 / 27895%$75K62
4Marine Credit Union51%136 / 26680%$65K109
5Greater Iowa Credit Union78%167 / 21485%$75K142

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 170 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Polk County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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