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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Dallas County, Iowa

Fat Boy Data analyzed cash-out refinance activity in Dallas County, Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 918 applications were decided by 112 lenders between 2023 and 2025.

Dallas County at a glance

112Active lenders10 with 20+ decisions
74.6%Market approval rate685 of 918 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up648 loans funded

How Dallas County compares

Approval rate compared
Dallas County74.6%Iowa71.7%All 616 counties68.2%
Typical loan compared
Dallas County$155KIowa$135KAll 616 counties$155K

What the data shows

GREENSTATE Credit Union made the most cash-out refinances in Dallas County, IA, 125 of them.

Veridian Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 37.

The typical cash-out refinance here is $155K, 15% larger than the Iowa typical of $135K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 35% approved of 40Marine Credit Union: 48% approved of 46Freedom Mortgage Corporation: 62% approved of 24United Wholesale Mortgage, LLC: 69% approved of 29Loandepot.Com, LLC: 71% approved of 21Rocket Mortgage, LLC: 80% approved of 142Community Choice Credit Union: 80% approved of 20Greater Iowa Credit Union: 81% approved of 27GREENSTATE Credit Union: 88% approved of 152Veridian Credit Union: 100% approved of 37

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Dallas County

LenderApprovalApprovedTaken upTypical loanLoans made
1GREENSTATE Credit Union88%134 / 15293%$105K125
2Rocket Mortgage, LLC80%113 / 14296%$155K109
3Marine Credit Union48%22 / 4686%$65K19
4Amerisave Mortgage Corporation35%14 / 40100%$95K14
5Veridian Credit Union100%37 / 37100%$395K37

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 107 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Dallas County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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