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refinance lenders · HMDA 2023–2025

Refinance lenders in Black Hawk County, Iowa

Fat Boy Data analyzed mortgage refinance activity in Black Hawk County, Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,223 applications were decided by 79 lenders between 2023 and 2025.

Black Hawk County at a glance

79Active lenders9 with 20+ decisions
86.4%Market approval rate1,056 of 1,223 decided
$65KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,012 loans funded

How Black Hawk County compares

Approval rate compared
Black Hawk County86.4%Iowa85.1%All 616 counties76.5%
Typical loan compared
Black Hawk County$65KIowa$105KAll 616 counties$295K

What the data shows

Veridian Credit Union made the most mortgage refinances in Black Hawk County, IA, 353 of them.

That is 35% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Cedar Falls Community Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 98% of 65.

The typical mortgage refinance here is $65K, 38% smaller than the Iowa typical of $105K.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Regions Bank: 60% approved of 30Dupaco Community: 67% approved of 36Rocket Mortgage, LLC: 79% approved of 24Empeople Credit Union: 83% approved of 64Farmers State Bank: 85% approved of 71MidWestOne Bank: 86% approved of 21GREENSTATE Credit Union: 90% approved of 284Veridian Credit Union: 91% approved of 393Cedar Falls Community Credit Union: 98% approved of 65

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Black Hawk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Veridian Credit Union91%359 / 39398%$55K353
2GREENSTATE Credit Union90%257 / 28498%$125K251
3Farmers State Bank85%60 / 7178%$125K47
4Cedar Falls Community Credit Union98%64 / 6598%$55K63
5Empeople Credit Union83%53 / 6498%$65K52

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 74 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Black Hawk County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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