HomeIowaBlack Hawk CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Black Hawk County, Iowa

Fat Boy Data analyzed investment cash-out refinance activity in Black Hawk County, Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 86 applications were decided by 22 lenders between 2023 and 2025.

Black Hawk County at a glance

22Active lenders1 with 20+ decisions
80.2%Market approval rate69 of 86 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up65 loans funded

How Black Hawk County compares

Approval rate compared
Black Hawk County80.2%Iowa77.4%All 616 counties73.1%
Typical loan compared
Black Hawk County$125KIowa$125KAll 616 counties$205K

What the data shows

Veridian Credit Union made the most investment cash-out refinances in Black Hawk County, IA, 32 of them.

That is 49% of every investment cash-out refinance originated here, so this market is unusually concentrated in one lender.

Veridian Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 35.

Investment property cash-out lenders in Black Hawk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Veridian Credit Union94%33 / 3597%$125K32
2Cedar Falls Community Credit UnionLimited sample100%14 / 14100%$65K14
3GREENSTATE Credit UnionLimited sample43%3 / 7100%$55K3
4Farmers State BankLimited sample100%6 / 6100%$75K6
5Dupaco CommunityLimited sample40%2 / 5100%$105K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 17 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Black Hawk County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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