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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Porter County, Indiana

Fat Boy Data analyzed cash-out refinance activity in Porter County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,386 applications were decided by 178 lenders between 2023 and 2025.

Porter County at a glance

178Active lenders25 with 20+ decisions
72.1%Market approval rate1,721 of 2,386 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,638 loans funded

How Porter County compares

Approval rate compared
Porter County72.1%Indiana71.0%All 616 counties68.2%
Typical loan compared
Porter County$165KIndiana$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Porter County, IN, 460 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 94% of 64.

The typical cash-out refinance here is $165K, 22% larger than the Indiana typical of $135K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 16% approved of 31Amerisave Mortgage Corporation: 32% approved of 146Lakeview Loan Servicing, LLC: 42% approved of 31Carrington Mortgage Services, LLC: 51% approved of 86New Day Financial, LLC: 52% approved of 27Mutual of Omaha Mortgage, Inc.: 53% approved of 32Newrez LLC: 60% approved of 70BMO Bank National Association: 62% approved of 39Loandepot.Com, LLC: 63% approved of 79First Financial Bank: 66% approved of 38Everwise Credit Union: 67% approved of 46New American Funding, LLC: 68% approved of 22Freedom Mortgage Corporation: 72% approved of 88Centier Bank: 74% approved of 42United Wholesale Mortgage, LLC: 76% approved of 83Wells Fargo Bank, National Association: 76% approved of 38Pennymac Loan Services, LLC: 78% approved of 45Horizon Bank: 80% approved of 44Rocket Mortgage, LLC: 82% approved of 575GoodLeap, LLC: 83% approved of 23Nationstar Mortgage LLC: 85% approved of 66Diamond Residential Mortgage Corporation: 86% approved of 511st Source Bank: 90% approved of 21Crosscountry Mortgage, LLC: 91% approved of 22JPMorgan Chase Bank, National Association: 94% approved of 64

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Porter County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%473 / 57597%$145K460
2Amerisave Mortgage Corporation32%47 / 14696%$115K45
3Freedom Mortgage Corporation72%63 / 8894%$225K59
4Carrington Mortgage Services, LLC51%44 / 8691%$215K40
5United Wholesale Mortgage, LLCBroker only76%63 / 8395%$245K60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 173 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Porter County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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