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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Allen County, Indiana

Fat Boy Data analyzed home improvement loan activity in Allen County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,061 applications were decided by 103 lenders between 2023 and 2025.

Allen County at a glance

103Active lenders25 with 20+ decisions
74.9%Market approval rate3,040 of 4,061 decided
$55KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,874 loans funded

How Allen County compares

Approval rate compared
Allen County74.9%Indiana67.0%All 616 counties62.7%
Typical loan compared
Allen County$55KIndiana$55KAll 616 counties$75K

What the data shows

Three Rivers Federal Credit Union made the most home improvement loans in Allen County, IN, 1,040 of them.

That is 36% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

FORT FINANCIAL Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 97% of 67.

Lenders approved 74.9% of home improvement loan applications in Allen County, IN, 7.8 percentage points above the Indiana rate of 67.0%.

Only 2 lenders here typically write at or below $35K: FORT FINANCIAL Federal Credit Union, Union Savings Bank.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 21% approved of 56Bank of America, National Association: 25% approved of 59Discover Bank: 27% approved of 97Flagstar Bank, National Association: 45% approved of 169Spring Eq, LLC: 47% approved of 38Premier Bank: 61% approved of 33The Huntington National Bank: 61% approved of 54Old National Bank: 62% approved of 68Navy Federal Credit Union: 68% approved of 34PNC Bank, National Association: 68% approved of 261Fifth Third Bank, National Association: 70% approved of 3671st Source Bank: 72% approved of 137STAR Financial Bank: 74% approved of 219Horizon Bank: 74% approved of 108First Merchants Bank: 74% approved of 82Figure Lending LLC: 77% approved of 47Everwise Credit Union: 80% approved of 93Midwest America Federal Credit Union: 81% approved of 221Three Rivers Federal Credit Union: 88% approved of 1,222PARTNERS 1ST Federal Credit Union: 90% approved of 126Union Savings Bank: 94% approved of 124The State Bank and Trust Company: 95% approved of 20Fire Police City County Federal Credit Union: 95% approved of 22Coastal Community Bank: 96% approved of 26FORT FINANCIAL Federal Credit Union: 97% approved of 67

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Allen County

LenderApprovalApprovedTaken upTypical loanLoans made
1Three Rivers Federal Credit Union88%1,070 / 1,22297%$55K1,040
2Fifth Third Bank, National Association70%256 / 36795%$55K243
3PNC Bank, National Association68%177 / 26197%$55K172
4Midwest America Federal Credit Union81%180 / 22194%$45K169
5STAR Financial Bank74%162 / 21987%$55K141

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 98 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Allen County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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