Lender profile · HMDA 2023–2025
Midwest America Federal Credit Union mortgage approval rates & lending data
Midwest America Federal Credit Union decided 1,012 mortgage applications and funded 828 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 123 / 132 | 94% | $165K | 115 |
| Home improvement loans | 82% | 182 / 223 | 94% | $45K | 171 |
| Cash-out refinance | 83% | 24 / 29 | 100% | $165K | 24 |
| Refinance | 84% | 460 / 546 | 96% | $45K | 440 |
| Investment property purchase | 100% | 47 / 47 | 98% | $185K | 46 |
Midwest America Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 86% | $45K | 1,006 | 822 |
| Nevada | 100% | $265K | 3 | 3 |
| Florida | 100% | $1.10M | 2 | 2 |
| Ohio | 100% | $545K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.