Home›Illinois›Winnebago County›Mortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in Winnebago County, Illinois

Fat Boy Data analyzed home purchase mortgage activity in Winnebago County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,376 applications were decided by 314 lenders between 2023 and 2025.

Winnebago County at a glance

314Active lenders66 with 20+ decisions
90.5%Market approval rate8,487 of 9,376 decided
$165KTypical loanmedian lender, $10K brackets
97%Borrower take-up8,257 loans funded

How Winnebago County compares

Approval rate compared
Winnebago County90.5%Illinois89.1%All 616 counties87.6%
Typical loan compared
Winnebago County$165KIllinois$285KAll 616 counties$335K

What the data shows

GREENSTATE Credit Union made the most home purchase mortgages in Winnebago County, IL, 1,295 of them.

Rock Valley Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 63.

The typical home purchase mortgage here is $165K, 42% smaller than the Illinois typical of $285K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 12% approved of 2521St Mortgage Corporation: 16% approved of 68Triad Financial Services, Inc.: 45% approved of 64USAA Federal Savings Bank: 70% approved of 23BMO Bank National Association: 71% approved of 77Bank of America, National Association: 72% approved of 32Fifth Third Bank, National Association: 73% approved of 41Neighborhood Loans, Inc.: 73% approved of 139First National Bank of Omaha: 74% approved of 23The Federal Savings Bank: 74% approved of 31Pennymac Loan Services, LLC: 74% approved of 35PNC Bank, National Association: 76% approved of 84Navy Federal Credit Union: 78% approved of 58U.S. Bank National Association: 80% approved of 199Wells Fargo Bank, National Association: 81% approved of 26Planet Home Lending, LLC: 83% approved of 23Associated Bank, National Association: 84% approved of 125Holcomb Bank: 84% approved of 32Plaza Home Mortgage, Inc.: 85% approved of 52New American Funding, LLC: 85% approved of 53JPMorgan Chase Bank, National Association: 85% approved of 261American Pacific Mortgage Corporation: 86% approved of 49Rocket Mortgage, LLC: 87% approved of 289United Wholesale Mortgage, LLC: 88% approved of 195Foresight Bank: 88% approved of 26Loandepot.Com, LLC: 89% approved of 98Midland States Bank: 89% approved of 192Mortgage Research Center, LLC: 89% approved of 250Guaranteed Rate, Inc.: 91% approved of 106Compass Mortgage, Inc.: 91% approved of 35American Financial Network, Inc.: 92% approved of 24The First National Bank and Trust Company: 92% approved of 78The Huntington National Bank: 92% approved of 40Key Mortgage Services, Inc.: 93% approved of 27First Mid Bank & Trust, National Association: 93% approved of 519Union Savings Bank: 94% approved of 31Illinois State Credit Union: 94% approved of 35Fairway Independent Mortgage Corporation: 95% approved of 599First Community CU of Beloit: 95% approved of 40Byron Bank: 95% approved of 122First Federal Bank: 95% approved of 41Crosscountry Mortgage, LLC: 95% approved of 169Churchill Mortgage Corporation: 96% approved of 50Sun West Mortgage Company, Inc.: 96% approved of 25Blackhawk Bank: 96% approved of 289Johnson Bank: 96% approved of 27GREENSTATE Credit Union: 96% approved of 1,367Barrington Bank & Trust Company, National Association: 97% approved of 189Guaranteed Rate Affinity, LLC: 97% approved of 35Cmg Mortgage, Inc.: 97% approved of 37Northwest Bank of Rockford: 97% approved of 152MembersAlliance Credit Union: 98% approved of 90First Northern: 98% approved of 328Envoy Mortgage, Ltd: 98% approved of 446Stillman BancCorp N.A.: 98% approved of 172Academy Mortgage Corporation: 99% approved of 155Guild Mortgage Company LLC: 99% approved of 301Rock Valley Credit Union: 100% approved of 63First Centennial Mortgage Corporation: 100% approved of 26Zillow Home Loans, LLC: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Winnebago County

LenderApprovalApprovedTaken upTypical loanLoans made
1GREENSTATE Credit Union96%1,318 / 1,36798%$165K1,295
2Fairway Independent Mortgage Corporation95%567 / 59998%$135K553
3First Mid Bank & Trust, National Association93%483 / 51999%$175K476
4Envoy Mortgage, Ltd98%437 / 446100%$165K435
5First Northern98%321 / 32894%$165K302

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 309 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home purchase mortgage lenders in Winnebago County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Winnebago County

Home improvement loans in Winnebago CountyCash-out refinance in Winnebago CountyRefinance in Winnebago CountyInvestment property purchase in Winnebago CountyInvestment cash-out refinance in Winnebago CountyInvestment refinance in Winnebago CountyInvestment home improvement in Winnebago County

Nearby markets

All lending in Winnebago CountyCounty overviewMortgage lenders across IllinoisStatewideDeKalb CountyNearby county