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investment property lenders · HMDA 2023–2025

Investment property lenders in Winnebago County, Illinois

Fat Boy Data analyzed investment property mortgage activity in Winnebago County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,392 applications were decided by 171 lenders between 2023 and 2025.

Winnebago County at a glance

171Active lenders17 with 20+ decisions
89.4%Market approval rate1,245 of 1,392 decided
$105KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,203 loans funded

How Winnebago County compares

Approval rate compared
Winnebago County89.4%Illinois88.1%All 616 counties87.5%
Typical loan compared
Winnebago County$105KIllinois$195KAll 616 counties$255K

What the data shows

GREENSTATE Credit Union made the most investment property mortgages in Winnebago County, IL, 152 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical investment property mortgage here is $105K, 46% smaller than the Illinois typical of $195K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 29% approved of 21U.S. Bank National Association: 71% approved of 21HTLF Bank: 74% approved of 23United Wholesale Mortgage, LLC: 81% approved of 81JPMorgan Chase Bank, National Association: 85% approved of 20Bpl Mortgage, LLC: 87% approved of 68Midland States Bank: 90% approved of 21Fairway Independent Mortgage Corporation: 91% approved of 34First Mid Bank & Trust, National Association: 92% approved of 72Northwest Bank of Rockford: 92% approved of 36Loan Funder LLC: 92% approved of 26Blackhawk Bank: 96% approved of 27Stillman BancCorp N.A.: 98% approved of 41Byron Bank: 98% approved of 99First Northern: 98% approved of 50GREENSTATE Credit Union: 98% approved of 162Crosscountry Mortgage, LLC: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Winnebago County

LenderApprovalApprovedTaken upTypical loanLoans made
1GREENSTATE Credit Union98%159 / 16296%$105K152
2Byron Bank98%97 / 99100%$85K97
3United Wholesale Mortgage, LLCBroker only81%66 / 8198%$95K65
4First Mid Bank & Trust, National Association92%66 / 7298%$115K65
5Bpl Mortgage, LLC87%59 / 6888%$65K52

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 166 more lenders.

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