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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Kane County, Illinois

Fat Boy Data analyzed home improvement loan activity in Kane County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,468 applications were decided by 120 lenders between 2023 and 2025.

Kane County at a glance

120Active lenders28 with 20+ decisions
62.3%Market approval rate2,784 of 4,468 decided
$85KTypical loanmedian lender, $10K brackets
92%Borrower take-up2,566 loans funded

How Kane County compares

Approval rate compared
Kane County62.3%Illinois57.9%All 616 counties62.7%
Typical loan compared
Kane County$85KIllinois$75KAll 616 counties$75K

What the data shows

BMO Bank National Association made the most home improvement loans in Kane County, IL, 310 of them.

Consumers Cooperative Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 90% of 152.

The typical home improvement loan here is $85K, 13% larger than the Illinois typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 39% approved of 179U.S. Bank National Association: 41% approved of 278Spring Eq, LLC: 44% approved of 84The Huntington National Bank: 47% approved of 324Bank of America, National Association: 50% approved of 376BMO Bank National Association: 55% approved of 582Associated Bank, National Association: 56% approved of 84Citibank, National Association: 57% approved of 21Fifth Third Bank, National Association: 58% approved of 368PNC Bank, National Association: 63% approved of 270Alliant Credit Union: 65% approved of 65First National Bank of Omaha: 66% approved of 111Old National Bank: 66% approved of 59Citizens Bank, National Association: 70% approved of 33First American Bank: 73% approved of 343Navy Federal Credit Union: 73% approved of 59Third Federal Savings And Loan Association Of Cleveland: 74% approved of 65Figure Lending LLC: 75% approved of 114American Airlines Federal Credit Union: 75% approved of 20Baxter Credit Union: 76% approved of 54Guaranteed Rate, Inc.: 79% approved of 28DuPage Credit Union: 81% approved of 101JPMorgan Chase Bank, National Association: 83% approved of 41Nationstar Mortgage LLC: 84% approved of 50GREENSTATE Credit Union: 87% approved of 54Old Second National Bank: 89% approved of 38Consumers Cooperative Credit Union: 90% approved of 152Coastal Community Bank: 99% approved of 141

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Kane County

LenderApprovalApprovedTaken upTypical loanLoans made
1BMO Bank National Association55%321 / 58297%$105K310
2Bank of America, National Association50%188 / 37698%$75K185
3Fifth Third Bank, National Association58%213 / 36897%$105K207
4First American Bank73%249 / 34399%$105K247
5The Huntington National Bank47%152 / 32497%$85K147

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 115 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Kane County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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