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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in DeKalb County, Illinois

Fat Boy Data analyzed home improvement loan activity in DeKalb County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 621 applications were decided by 62 lenders between 2023 and 2025.

DeKalb County at a glance

62Active lenders10 with 20+ decisions
62.5%Market approval rate388 of 621 decided
$55KTypical loanmedian lender, $10K brackets
90%Borrower take-up348 loans funded

How DeKalb County compares

Approval rate compared
DeKalb County62.5%Illinois57.9%All 616 counties62.7%
Typical loan compared
DeKalb County$55KIllinois$75KAll 616 counties$75K

What the data shows

First National Bank of Omaha made the most home improvement loans in DeKalb County, IL, 69 of them.

First National Bank of Omaha approved the highest share of applications among lenders with at least 20 decisions here, 75% of 97.

The typical home improvement loan here is $55K, 27% smaller than the Illinois typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 20% approved of 30Discover Bank: 21% approved of 28Bank of America, National Association: 39% approved of 23The Huntington National Bank: 46% approved of 26Fifth Third Bank, National Association: 56% approved of 39BMO Bank National Association: 60% approved of 20Old National Bank: 60% approved of 83PNC Bank, National Association: 68% approved of 37Illinois Community Credit Union: 72% approved of 46First National Bank of Omaha: 75% approved of 97

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in DeKalb County

LenderApprovalApprovedTaken upTypical loanLoans made
1First National Bank of Omaha75%73 / 9795%$55K69
2Old National Bank60%50 / 8398%$55K49
3Illinois Community Credit Union72%33 / 4688%$45K29
4Fifth Third Bank, National Association56%22 / 3995%$55K21
5PNC Bank, National Association68%25 / 37100%$55K25

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 57 more lenders.

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You are seeing the 5 largest home improvement loan lenders in DeKalb County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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