refinance lenders · HMDA 2023–2025

Refinance lenders in Champaign County, Illinois

Fat Boy Data analyzed mortgage refinance activity in Champaign County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 910 applications were decided by 113 lenders between 2023 and 2025.

Champaign County at a glance

113Active lenders14 with 20+ decisions
82.1%Market approval rate747 of 910 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up712 loans funded

How Champaign County compares

Approval rate compared
Champaign County82.1%Illinois78.8%All 616 counties76.5%
Typical loan compared
Champaign County$145KIllinois$285KAll 616 counties$295K

What the data shows

Busey Bank made the most mortgage refinances in Champaign County, IL, 94 of them.

Longview Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

The typical mortgage refinance here is $145K, 49% smaller than the Illinois typical of $285K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%PNC Bank, National Association: 69% approved of 51First Mid Bank & Trust, National Association: 74% approved of 23Mortgage Research Center, LLC: 78% approved of 23Busey Bank: 81% approved of 118United Wholesale Mortgage, LLC: 83% approved of 30Morton Community Bank: 89% approved of 27Rocket Mortgage, LLC: 89% approved of 57New American Funding, LLC: 90% approved of 20The Fisher National Bank: 91% approved of 57The Gifford State Bank: 93% approved of 30University of Illinois Community Credit Union: 97% approved of 39Longview Bank: 100% approved of 29Pennymac Loan Services, LLC: 100% approved of 27First Federal Savings Bank of Champaign Urbana: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Champaign County

LenderApprovalApprovedTaken upTypical loanLoans made
1Busey Bank81%96 / 11898%$75K94
2The Fisher National Bank91%52 / 5798%$115K51
3Rocket Mortgage, LLC89%51 / 5796%$165K49
4PNC Bank, National Association69%35 / 5197%$105K34
5University of Illinois Community Credit Union97%38 / 3997%$215K37

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 108 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Champaign County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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