Refinance lenders in Ada County, Idaho
Fat Boy Data analyzed mortgage refinance activity in Ada County, Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,124 applications were decided by 224 lenders between 2023 and 2025.
Ada County at a glance
How Ada County compares
What the data shows
Idaho Central Credit Union made the most mortgage refinances in Ada County, ID, 486 of them.
Guaranteed Rate, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 32.
The typical mortgage refinance here is $285K, 12% larger than the Idaho typical of $255K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Ada County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Idaho Central Credit Union | 88% | 672 / 762 | 72% | $225K | 486 |
| 2 | Mountain America Federal Credit Union | 57% | 215 / 378 | 98% | $115K | 210 |
| 3 | United Wholesale Mortgage, LLCBroker only | 94% | 298 / 317 | 95% | $455K | 282 |
| 4 | Rocket Mortgage, LLC | 90% | 206 / 230 | 97% | $425K | 200 |
| 5 | U.S. Bank National Association | 82% | 93 / 114 | 98% | $235K | 91 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 219 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Ada County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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