HomeIdahoAda CountyMortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in Ada County, Idaho

Fat Boy Data analyzed home purchase mortgage activity in Ada County, Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 23,640 applications were decided by 378 lenders between 2023 and 2025.

Ada County at a glance

378Active lenders109 with 20+ decisions
94.0%Market approval rate22,218 of 23,640 decided
$405KTypical loanmedian lender, $10K brackets
94%Borrower take-up20,817 loans funded

How Ada County compares

Approval rate compared
Ada County94.0%Idaho93.2%All 616 counties87.6%
Typical loan compared
Ada County$405KIdaho$395KAll 616 counties$335K

What the data shows

Idaho Central Credit Union made the most home purchase mortgages in Ada County, ID, 2,722 of them.

Academy Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 270.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 13% approved of 130Credit Human Federal Credit Union: 33% approved of 119Vanderbilt Mortgage and Finance, Inc.: 41% approved of 128Triad Financial Services, Inc.: 65% approved of 229Mountain America Federal Credit Union: 78% approved of 147Zions Bancorporation, N.A.: 81% approved of 197Glacier Bank: 85% approved of 74Wells Fargo Bank, National Association: 87% approved of 99Homeamerican Mortgage Corporation: 89% approved of 216Navy Federal Credit Union: 89% approved of 114First Federal Savings Bank of Twin Falls: 90% approved of 77KeyBank National Association: 90% approved of 93Kind Lending, LLC: 91% approved of 212Lennar Mortgage, LLC: 91% approved of 192JPMorgan Chase Bank, National Association: 91% approved of 221U.S. Bank National Association: 91% approved of 446Union Home Mortgage Corp.: 92% approved of 66Mortgage Research Center, LLC: 92% approved of 185Pennymac Loan Services, LLC: 93% approved of 253Willamette Valley Bank: 94% approved of 85Rocket Mortgage, LLC: 94% approved of 833Toll Brothers Mortgage Company: 95% approved of 919Idaho Central Credit Union: 95% approved of 3,550United Wholesale Mortgage, LLC: 96% approved of 1,767Bank of England: 97% approved of 89Capital Educators Federal Credit Union: 97% approved of 121Kbhs Home Loans, LLC: 97% approved of 134Fairway Independent Mortgage Corporation: 97% approved of 842Loandepot.Com, LLC: 97% approved of 386Mutual of Omaha Mortgage, Inc.: 97% approved of 141Plains Commerce Bank: 98% approved of 122Churchill Mortgage Corporation: 98% approved of 213The Loan Store, Inc.: 98% approved of 170Jmj Financial Group: 98% approved of 171Cmg Mortgage, Inc.: 98% approved of 477Guild Mortgage Company LLC: 98% approved of 974Movement Mortgage, LLC: 98% approved of 789Synergy One Lending, Inc.: 98% approved of 578Bluebird Home Loans LLC: 98% approved of 110Crosscountry Mortgage, LLC: 98% approved of 281Primelending, A Plainscapital Company: 99% approved of 277First Technology Federal Credit Union: 99% approved of 72First Colony Mortgage Corporation: 99% approved of 163Ark-La-Tex Financial Services, LLC.: 99% approved of 81Premier Mortgage Resources, L.L.C.: 99% approved of 781Waterstone Mortgage Corporation: 99% approved of 269Evergreen Moneysource Mortgage Company: 99% approved of 487American Pacific Mortgage Corporation: 99% approved of 518Summit Funding, Inc.: 99% approved of 119Guaranteed Rate, Inc.: 99% approved of 496New American Funding, LLC: 99% approved of 158Clm Mortgage, Inc.: 100% approved of 252Academy Mortgage Corporation: 100% approved of 270Sunflower Bank, National Association: 100% approved of 225My Move Mortgage, LLC: 100% approved of 75Bay Equity LLC: 100% approved of 74American Neighborhood Mortgage Acceptance Company LLC: 100% approved of 73Cornerstone Capital Bank, Ssb: 100% approved of 72Shea Mortgage Inc.: 100% approved of 71Envoy Mortgage, Ltd: 100% approved of 64

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Ada County

LenderApprovalApprovedTaken upTypical loanLoans made
1Idaho Central Credit Union95%3,381 / 3,55081%$395K2,722
2United Wholesale Mortgage, LLCBroker only96%1,693 / 1,767100%$415K1,688
3Guild Mortgage Company LLC98%952 / 97496%$395K916
4Toll Brothers Mortgage Company95%870 / 91980%$415K694
5Fairway Independent Mortgage Corporation97%817 / 842100%$385K816

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 373 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home purchase mortgage lenders in Ada County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Ada County

Nearby markets