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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Walton County, Georgia

Fat Boy Data analyzed investment property refinance activity in Walton County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 99 applications were decided by 37 lenders between 2023 and 2025.

Walton County at a glance

37Active lenders1 with 20+ decisions
83.8%Market approval rate83 of 99 decided
$165KTypical loanmedian lender, $10K brackets
98%Borrower take-up81 loans funded

How Walton County compares

Approval rate compared
Walton County83.8%Georgia75.9%All 616 counties77.7%
Typical loan compared
Walton County$165KGeorgia$195KAll 616 counties$235K

What the data shows

Pinnacle Bank made the most investment property refinances in Walton County, GA, 20 of them.

Pinnacle Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

Lenders approved 83.8% of investment property refinance applications in Walton County, GA, 7.9 percentage points above the Georgia rate of 75.9%.

The typical investment property refinance here is $165K, 15% smaller than the Georgia typical of $195K.

Investment property refinance lenders in Walton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Pinnacle Bank100%21 / 2195%$165K20
2Synovus BankLimited sample93%14 / 15100%$65K14
3Bank of MadisonLimited sample100%8 / 8100%$145K8
4United Wholesale Mortgage, LLCBroker only83%5 / 6100%$235K5
5Kiavi Funding, Inc.Limited sample80%4 / 5100%$225K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 32 more lenders.

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