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refinance lenders · HMDA 2023–2025

Refinance lenders in Clayton County, Georgia

Fat Boy Data analyzed mortgage refinance activity in Clayton County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,977 applications were decided by 170 lenders between 2023 and 2025.

Clayton County at a glance

170Active lenders24 with 20+ decisions
60.2%Market approval rate1,190 of 1,977 decided
$235KTypical loanmedian lender, $10K brackets
86%Borrower take-up1,023 loans funded

How Clayton County compares

Approval rate compared
Clayton County60.2%Georgia73.4%All 616 counties76.5%
Typical loan compared
Clayton County$235KGeorgia$315KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Clayton County, GA, 97 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 90% of 134.

Lenders approved 60.2% of mortgage refinance applications in Clayton County, GA, 13.2 percentage points below the Georgia rate of 73.4%.

The typical mortgage refinance here is $235K, 25% smaller than the Georgia typical of $315K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 3% approved of 167Delta Community Credit Union: 28% approved of 25Discover Bank: 30% approved of 56Lakeview Loan Servicing, LLC: 31% approved of 78Navy Federal Credit Union: 33% approved of 24Carrington Mortgage Services, LLC: 36% approved of 25Bank of America, National Association: 37% approved of 46Truist Bank: 44% approved of 41Mortgage Research Center, LLC: 48% approved of 52Newrez LLC: 51% approved of 55PNC Bank, National Association: 52% approved of 33Milend, Inc.: 57% approved of 51Loandepot.Com, LLC: 62% approved of 21Finance of America Reverse LLC: 65% approved of 23Rocket Mortgage, LLC: 69% approved of 152Mutual of Omaha Mortgage, Inc.: 72% approved of 29United Wholesale Mortgage, LLC: 74% approved of 188Wells Fargo Bank, National Association: 76% approved of 34Amerihome Mortgage Company, LLC: 77% approved of 26Royal United Mortgage LLC: 77% approved of 35Planet Home Lending, LLC: 84% approved of 37Village Capital & Investment LLC: 86% approved of 97Pennymac Loan Services, LLC: 88% approved of 86Freedom Mortgage Corporation: 90% approved of 134

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Clayton County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only74%140 / 18889%$275K124
2American Financing Corporation3%5 / 167100%$195K5
3Rocket Mortgage, LLC69%105 / 15291%$215K96
4Freedom Mortgage Corporation90%120 / 13481%$265K97
5Village Capital & Investment LLC86%83 / 9755%$285K46

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 165 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Clayton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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