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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Clayton County, Georgia

Fat Boy Data analyzed home purchase mortgage activity in Clayton County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,808 applications were decided by 321 lenders between 2023 and 2025.

Clayton County at a glance

321Active lenders74 with 20+ decisions
81.6%Market approval rate7,188 of 8,808 decided
$245KTypical loanmedian lender, $10K brackets
96%Borrower take-up6,872 loans funded

How Clayton County compares

Approval rate compared
Clayton County81.6%Georgia87.2%All 616 counties87.6%
Typical loan compared
Clayton County$245KGeorgia$355KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Clayton County, GA, 400 of them.

Canopy Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 63.

Lenders approved 81.6% of home purchase mortgage applications in Clayton County, GA, 5.5 percentage points below the Georgia rate of 87.2%.

The typical home purchase mortgage here is $245K, 31% smaller than the Georgia typical of $355K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 15% approved of 61Triad Financial Services, Inc.: 48% approved of 180Truist Bank: 57% approved of 49Navy Federal Credit Union: 57% approved of 145Vanderbilt Mortgage and Finance, Inc.: 61% approved of 75Delta Community Credit Union: 64% approved of 66Plaza Home Mortgage, Inc.: 64% approved of 50Wells Fargo Bank, National Association: 67% approved of 92Kind Lending, LLC: 69% approved of 42American Financial Network, Inc.: 71% approved of 120Bank of America, National Association: 73% approved of 192United Community Bank: 75% approved of 101Freedom Mortgage Corporation: 75% approved of 61Homestar Financial Corporation: 76% approved of 63Prosperity Home Mortgage, LLC: 76% approved of 55Loandepot.Com, LLC: 76% approved of 85Regions Bank: 78% approved of 157Rocket Mortgage, LLC: 78% approved of 521Dhi Mortgage Company, Ltd.: 78% approved of 162Movement Mortgage, LLC: 79% approved of 173Guaranteed Rate Affinity, LLC: 80% approved of 45Equity Prime Mortgage LLC: 82% approved of 65Pennymac Loan Services, LLC: 82% approved of 50JPMorgan Chase Bank, National Association: 82% approved of 153SouthState Bank, National Association: 82% approved of 40Cardinal Financial Company, Limited Partnership: 83% approved of 88Everett Financial, Inc.: 84% approved of 335Guaranteed Rate, Inc.: 85% approved of 85United Wholesale Mortgage, LLC: 85% approved of 756American Pacific Mortgage Corporation: 85% approved of 62Mortgage Research Center, LLC: 86% approved of 279Presidential Bank, FSB: 86% approved of 35Lower, LLC: 86% approved of 100Ocmbc, Inc.: 87% approved of 38BoxCar Mortgage, LLC: 87% approved of 46American Financing Corporation: 88% approved of 32Securitynational Mortgage Company: 88% approved of 94Homeowners Financial Group USA, LLC: 88% approved of 43Us Mortgage Corporation: 89% approved of 84Acopia, LLC: 90% approved of 88Synovus Bank: 90% approved of 42Banksouth Mortgage Company, LLC: 91% approved of 44Guild Mortgage Company LLC: 91% approved of 310Zillow Home Loans, LLC: 91% approved of 90Paramount Residential Mortgage Group, Inc.: 92% approved of 85Ameris Bank: 92% approved of 223Southeast Mortgage of Georgia, Inc.: 92% approved of 165Click N' Close, Inc.: 92% approved of 77New American Funding, LLC: 93% approved of 323Renasant Bank: 93% approved of 107Mortgage Solutions of Colorado, LLC: 94% approved of 32Crosscountry Mortgage, LLC: 94% approved of 165First Community Mortgage, Inc.: 94% approved of 34Fairway Independent Mortgage Corporation: 94% approved of 120Calcon Mutual Mortgage LLC: 95% approved of 99Thrive Mortgage, LLC: 96% approved of 47First Option Mortgage, LLC: 96% approved of 112Nfm, Inc.: 97% approved of 34Diamond Residential Mortgage Corporation: 98% approved of 58Canopy Mortgage, LLC: 100% approved of 63

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Clayton County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only85%643 / 75699%$245K635
2Rocket Mortgage, LLC78%405 / 52199%$245K400
3Everett Financial, Inc.84%283 / 33599%$215K280
4New American Funding, LLC93%301 / 323100%$245K301
5Guild Mortgage Company LLC91%282 / 31090%$255K254

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 316 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Clayton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Nearby markets

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