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refinance lenders · HMDA 2023–2025

Refinance lenders in Seminole County, Florida

Fat Boy Data analyzed mortgage refinance activity in Seminole County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,211 applications were decided by 259 lenders between 2023 and 2025.

Seminole County at a glance

259Active lenders30 with 20+ decisions
69.0%Market approval rate2,215 of 3,211 decided
$245KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,019 loans funded

How Seminole County compares

Approval rate compared
Seminole County69.0%Florida66.8%All 616 counties76.5%
Typical loan compared
Seminole County$245KFlorida$315KAll 616 counties$295K

What the data shows

Truist Bank made the most mortgage refinances in Seminole County, FL, 157 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 96% of 91.

The typical mortgage refinance here is $245K, 22% smaller than the Florida typical of $315K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 28% approved of 43Discover Bank: 29% approved of 111Lakeview Loan Servicing, LLC: 38% approved of 110Mortgage Research Center, LLC: 47% approved of 51Midflorida: 52% approved of 44Bank of America, National Association: 55% approved of 174Third Federal Savings And Loan Association Of Cleveland: 55% approved of 94SouthState Bank, National Association: 59% approved of 22First Horizon Bank: 59% approved of 37Newrez LLC: 60% approved of 30Royal United Mortgage LLC: 60% approved of 20Regions Bank: 61% approved of 155Truist Bank: 66% approved of 256Citizens Bank, National Association: 67% approved of 30PNC Bank, National Association: 69% approved of 70Fairwinds Credit Union: 69% approved of 67TD Bank, National Association: 69% approved of 58Wells Fargo Bank, National Association: 70% approved of 33Fifth Third Bank, National Association: 70% approved of 96Finance of America Reverse LLC: 74% approved of 31Seacoast National Bank: 76% approved of 29Pennymac Loan Services, LLC: 79% approved of 68United Wholesale Mortgage, LLC: 81% approved of 334Rocket Mortgage, LLC: 82% approved of 202Mutual of Omaha Mortgage, Inc.: 84% approved of 32JPMorgan Chase Bank, National Association: 86% approved of 28Village Capital & Investment LLC: 88% approved of 52Crosscountry Mortgage, LLC: 89% approved of 28TrustCo Bank: 95% approved of 75Freedom Mortgage Corporation: 96% approved of 91

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Seminole County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only81%269 / 33498%$405K264
2Truist Bank66%169 / 25693%$155K157
3Rocket Mortgage, LLC82%166 / 20290%$325K150
4Bank of America, National Association55%95 / 17496%$125K91
5Regions Bank61%94 / 15587%$115K82

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 254 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Seminole County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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