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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Pinellas County, Florida

Fat Boy Data analyzed investment property refinance activity in Pinellas County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,144 applications were decided by 239 lenders between 2023 and 2025.

Pinellas County at a glance

239Active lenders8 with 20+ decisions
65.1%Market approval rate745 of 1,144 decided
$285KTypical loanmedian lender, $10K brackets
89%Borrower take-up660 loans funded

How Pinellas County compares

Approval rate compared
Pinellas County65.1%Florida68.0%All 616 counties77.7%
Typical loan compared
Pinellas County$285KFlorida$275KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Pinellas County, FL, 90 of them.

American Heritage Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 26.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Hometown Equity Mortgage, LLC: 48% approved of 27Lima One Capital, LLC: 52% approved of 21Kind Lending, LLC: 55% approved of 20Ocmbc, Inc.: 60% approved of 20United Wholesale Mortgage, LLC: 60% approved of 96Rocket Mortgage, LLC: 62% approved of 29Kiavi Funding, Inc.: 73% approved of 129American Heritage Lending, LLC: 96% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Pinellas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.73%94 / 12996%$255K90
2United Wholesale Mortgage, LLCBroker only60%58 / 9693%$285K54
3Rocket Mortgage, LLC62%18 / 2994%$245K17
4Hometown Equity Mortgage, LLC48%13 / 27100%$265K13
5American Heritage Lending, LLC96%25 / 2676%$285K19

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 234 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Pinellas County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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