HomeFloridaPinellas CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Pinellas County, Florida

Fat Boy Data analyzed investment cash-out refinance activity in Pinellas County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,061 applications were decided by 229 lenders between 2023 and 2025.

Pinellas County at a glance

229Active lenders25 with 20+ decisions
69.2%Market approval rate1,427 of 2,061 decided
$255KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,294 loans funded

How Pinellas County compares

Approval rate compared
Pinellas County69.2%Florida68.9%All 616 counties73.1%
Typical loan compared
Pinellas County$255KFlorida$245KAll 616 counties$205K

What the data shows

Rf Renovo Management Company, LLC made the most investment cash-out refinances in Pinellas County, FL, 56 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 56.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 26% approved of 39Lendingone, LLC: 39% approved of 57Newrez LLC: 49% approved of 41Hometown Equity Mortgage, LLC: 55% approved of 53Homexpress Mortgage Corp.: 55% approved of 135Pennymac Loan Services, LLC: 56% approved of 25Deephaven Mortgage LLC: 56% approved of 25Champions Funding, LLC: 66% approved of 53United Wholesale Mortgage, LLC: 66% approved of 257Ocmbc, Inc.: 69% approved of 54Carrington Mortgage Services, LLC: 69% approved of 26Loan Funder LLC: 72% approved of 32Angel Oak Mortgage Solutions LLC: 73% approved of 41Rocket Mortgage, LLC: 73% approved of 56Guaranteed Rate, Inc.: 75% approved of 24American Heritage Lending, LLC: 80% approved of 50The Loan Store, Inc.: 81% approved of 21Amwest Funding Corp.: 85% approved of 33Bpl Mortgage, LLC: 85% approved of 20A&D Mortgage LLC: 88% approved of 41Logan Finance Corporation: 90% approved of 21Citadel Servicing Corporation: 95% approved of 57Crosscountry Mortgage, LLC: 96% approved of 23Rf Renovo Management Company, LLC: 100% approved of 56Dominion Financial Services, LLC: 100% approved of 39

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Pinellas County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only66%170 / 25796%$255K164
2Homexpress Mortgage Corp.Broker only55%74 / 13596%$285K71
3Citadel Servicing Corporation95%54 / 5741%$355K22
4Lendingone, LLC39%22 / 57100%$235K22
5Rocket Mortgage, LLC73%41 / 56100%$225K41

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 224 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Pinellas County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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