HomeFloridaOsceola CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Osceola County, Florida

Fat Boy Data analyzed investment cash-out refinance activity in Osceola County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,070 applications were decided by 174 lenders between 2023 and 2025.

Osceola County at a glance

174Active lenders12 with 20+ decisions
67.8%Market approval rate725 of 1,070 decided
$215KTypical loanmedian lender, $10K brackets
90%Borrower take-up650 loans funded

How Osceola County compares

Approval rate compared
Osceola County67.8%Florida68.9%All 616 counties73.1%
Typical loan compared
Osceola County$215KFlorida$245KAll 616 counties$205K

What the data shows

A&D Mortgage LLC made the most investment cash-out refinances in Osceola County, FL, 81 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

The typical investment cash-out refinance here is $215K, 12% smaller than the Florida typical of $245K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%RBC Bank, (Georgia) National Association: 43% approved of 21Homexpress Mortgage Corp.: 49% approved of 63Hometown Equity Mortgage, LLC: 60% approved of 45Rocket Mortgage, LLC: 60% approved of 25United Wholesale Mortgage, LLC: 64% approved of 94Champions Funding, LLC: 68% approved of 28Ocmbc, Inc.: 85% approved of 20American Heritage Lending, LLC: 85% approved of 27A&D Mortgage LLC: 86% approved of 95Amwest Funding Corp.: 87% approved of 62Citadel Servicing Corporation: 93% approved of 46Velocity Commercial Capital, LLC: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Osceola County

LenderApprovalApprovedTaken upTypical loanLoans made
1A&D Mortgage LLC86%82 / 9599%$215K81
2United Wholesale Mortgage, LLCBroker only64%60 / 94100%$205K60
3Homexpress Mortgage Corp.Broker only49%31 / 6394%$235K29
4Amwest Funding Corp.87%54 / 62100%$235K54
5Citadel Servicing Corporation93%43 / 4642%$195K18

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 169 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Osceola County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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