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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Lake County, Florida

Fat Boy Data analyzed home improvement loan activity in Lake County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,068 applications were decided by 143 lenders between 2023 and 2025.

Lake County at a glance

143Active lenders30 with 20+ decisions
55.6%Market approval rate2,263 of 4,068 decided
$75KTypical loanmedian lender, $10K brackets
90%Borrower take-up2,046 loans funded

How Lake County compares

Approval rate compared
Lake County55.6%Florida53.6%All 616 counties62.7%
Typical loan compared
Lake County$75KFlorida$75KAll 616 counties$75K

What the data shows

Fairwinds Credit Union made the most home improvement loans in Lake County, FL, 230 of them.

United Southern Bank approved the highest share of applications among lenders with at least 20 decisions here, 86% of 21.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 34% approved of 173Bank of America, National Association: 35% approved of 532Spring Eq, LLC: 40% approved of 177U.S. Bank National Association: 42% approved of 71Midflorida: 43% approved of 99Florida: 44% approved of 54Truist Bank: 46% approved of 271Pentagon Federal Credit Union: 47% approved of 36Third Federal Savings And Loan Association Of Cleveland: 50% approved of 104Fourleaf: 50% approved of 22SouthState Bank, National Association: 53% approved of 73Fifth Third Bank, National Association: 55% approved of 165Citizens Bank, National Association: 57% approved of 53Regions Bank: 57% approved of 223Seacoast National Bank: 59% approved of 155PNC Bank, National Association: 60% approved of 146PARTNERS Federal Credit Union: 62% approved of 92Navy Federal Credit Union: 65% approved of 206Rocket Mortgage, LLC: 65% approved of 43The Loan Store, Inc.: 65% approved of 23Suncoast Credit Union: 67% approved of 30Figure Lending LLC: 67% approved of 160Fairwinds Credit Union: 69% approved of 346Space Coast Credit Union: 69% approved of 49TD Bank, National Association: 70% approved of 61Citizens First Bank: 72% approved of 57Homebridge Financial Services, Inc.: 73% approved of 37TrustCo Bank: 75% approved of 24United Southern Bank: 86% approved of 21Coastal Community Bank: 98% approved of 143

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association35%184 / 53299%$65K182
2Fairwinds Credit Union69%238 / 34697%$55K230
3Truist Bank46%126 / 27191%$105K115
4Regions Bank57%127 / 22384%$55K107
5Navy Federal Credit Union65%133 / 20698%$85K130

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 138 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Lake County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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Other lending data for Lake County

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