Home improvement loan lenders in Indian River County, Florida
Fat Boy Data analyzed home improvement loan activity in Indian River County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,299 applications were decided by 109 lenders between 2023 and 2025.
Indian River County at a glance
How Indian River County compares
What the data shows
Space Coast Credit Union made the most home improvement loans in Indian River County, FL, 285 of them.
Space Coast Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 75% of 446.
Lenders approved 59.0% of home improvement loan applications in Indian River County, FL, 5.4 percentage points above the Florida rate of 53.6%.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Indian River County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Space Coast Credit Union | 75% | 336 / 446 | 85% | $55K | 285 |
| 2 | Midflorida | 49% | 122 / 250 | 97% | $55K | 118 |
| 3 | Bank of America, National Association | 36% | 78 / 216 | 96% | $75K | 75 |
| 4 | Seacoast National Bank | 59% | 121 / 204 | 93% | $75K | 112 |
| 5 | PNC Bank, National Association | 64% | 125 / 196 | 94% | $75K | 118 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 104 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Indian River County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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