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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Delaware

Fat Boy Data analyzed home improvement loan activity in Delaware to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,534 applications were decided by 173 lenders between 2023 and 2025.

Delaware at a glance

173Active lenders40 with 20+ decisions
61.6%Market approval rate7,722 of 12,534 decided
$85KTypical loanmedian lender, $10K brackets
95%Borrower take-up7,374 loans funded

How Delaware compares

Approval rate compared
Delaware61.6%All 616 counties62.7%
Typical loan compared
Delaware$85KAll 616 counties$75K

What the data shows

Wilmington Savings Fund Society, FSB made the most home improvement loans in Delaware, 975 of them.

Delaware State Police Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

The typical home improvement loan here is $85K, 13% larger than the the United States typical of $75K.

Only 2 lenders here typically write at or below $35K: Shoreham Bank, Artisans' Bank.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 0% approved of 56State Employees Credit Union of Maryland, Incorporated: 18% approved of 22Discover Bank: 31% approved of 518Spring Eq, LLC: 36% approved of 283American Heritage FCU: 40% approved of 55Bank of America, National Association: 43% approved of 761Loandepot.Com, LLC: 50% approved of 20Fourleaf: 51% approved of 47Pentagon Federal Credit Union: 51% approved of 107Del-One Federal Credit Union: 54% approved of 1,082Police & Fire Federal Credit Union: 55% approved of 190Dover Federal Credit Union: 57% approved of 242TD Bank, National Association: 58% approved of 454Manufacturers and Traders Trust Company: 59% approved of 1,550Citizens Bank, National Association: 62% approved of 1,312Philadelphia Federal Credit Union: 65% approved of 54Navy Federal Credit Union: 65% approved of 411Franklin Mint: 65% approved of 186Shoreham Bank: 65% approved of 121Linkbank: 65% approved of 26Fulton Bank, National Association: 66% approved of 288New American Funding, LLC: 66% approved of 35PNC Bank, National Association: 68% approved of 1,377Wilmington Savings Fund Society, FSB: 70% approved of 1,418Sun East Federal Credit Union: 71% approved of 140Figure Lending LLC: 72% approved of 103Trumark Credit Union: 73% approved of 66Nationstar Mortgage LLC: 73% approved of 82TOWER Federal Credit Union: 75% approved of 89Rocket Mortgage, LLC: 77% approved of 47Shore United Bank, National Association: 78% approved of 153Citadel Federal Credit Union: 79% approved of 62Community Powered Federal Credit Union: 79% approved of 67First Shore Federal Savings and Loan Association: 79% approved of 34Aberdeen Proving Ground Federal Credit Union: 82% approved of 57Artisans' Bank: 91% approved of 75Louviers Federal Credit Union: 92% approved of 48Dexsta: 98% approved of 225Meridian Bank: 98% approved of 128Delaware State Police Federal Credit Union: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Delaware

LenderApprovalApprovedTaken upTypical loanLoans made
1Manufacturers and Traders Trust Company59%916 / 1,55092%$85K847
2Wilmington Savings Fund Society, FSB70%994 / 1,41898%$105K975
3PNC Bank, National Association68%942 / 1,37797%$105K914
4Citizens Bank, National Association62%812 / 1,31297%$105K785
5Del-One Federal Credit Union54%583 / 1,08286%$65K503

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 168 more lenders.

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Counties in Delaware