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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Delaware

Fat Boy Data analyzed cash-out refinance activity in Delaware to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,841 applications were decided by 287 lenders between 2023 and 2025.

Delaware at a glance

287Active lenders63 with 20+ decisions
65.3%Market approval rate8,384 of 12,841 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up8,012 loans funded

How Delaware compares

Approval rate compared
Delaware65.3%All 616 counties68.2%
Typical loan compared
Delaware$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Delaware, 2,511 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

American Neighborhood Mortgage Acceptance Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 65.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 21% approved of 177Pentagon Federal Credit Union: 27% approved of 30American Financing Corporation: 29% approved of 55Amerisave Mortgage Corporation: 31% approved of 1,190Lakeview Loan Servicing, LLC: 31% approved of 235New Day Financial, LLC: 39% approved of 256Carrington Mortgage Services, LLC: 40% approved of 419Spring Eq, LLC: 45% approved of 83USAA Federal Savings Bank: 46% approved of 37New American Funding, LLC: 49% approved of 194Village Capital & Investment LLC: 49% approved of 77Newrez LLC: 50% approved of 683Police & Fire Federal Credit Union: 50% approved of 386Wells Fargo Bank, National Association: 55% approved of 164Sun West Mortgage Company, Inc.: 58% approved of 31Del-One Federal Credit Union: 59% approved of 71TOWER Federal Credit Union: 60% approved of 35Flagstar Bank, National Association: 62% approved of 52Loandepot.Com, LLC: 62% approved of 490Mutual of Omaha Mortgage, Inc.: 62% approved of 149Plaza Home Mortgage, Inc.: 63% approved of 35Citizens Bank, National Association: 64% approved of 59Equity Prime Mortgage LLC: 68% approved of 56Navy Federal Credit Union: 68% approved of 148Pennymac Loan Services, LLC: 68% approved of 475Freedom Mortgage Corporation: 69% approved of 420Lower, LLC: 69% approved of 85GoodLeap, LLC: 70% approved of 151Tidemark Federal Credit Union: 72% approved of 82Quorum Federal Credit Union: 72% approved of 25Onity Mortgage Corporation: 73% approved of 44Citadel Federal Credit Union: 73% approved of 64Sofi Bank, N.A.tional Association: 74% approved of 35PNC Bank, National Association: 75% approved of 48Bank of America, National Association: 76% approved of 25Manufacturers and Traders Trust Company: 76% approved of 85Wilmington Savings Fund Society, FSB: 77% approved of 57The Federal Savings Bank: 77% approved of 136Nationstar Mortgage LLC: 77% approved of 292JPMorgan Chase Bank, National Association: 79% approved of 84United Wholesale Mortgage, LLC: 80% approved of 528Rocket Mortgage, LLC: 82% approved of 3,146Aberdeen Proving Ground Federal Credit Union: 83% approved of 104Cardinal Financial Company, Limited Partnership: 84% approved of 44Nations Lending Corporation: 85% approved of 26Magnolia Bank, Incorporated: 88% approved of 32Fairway Independent Mortgage Corporation: 88% approved of 33Guild Mortgage Company LLC: 89% approved of 56Cmg Mortgage, Inc.: 89% approved of 28Crosscountry Mortgage, LLC: 90% approved of 63Allied Mortgage Group, Inc.: 92% approved of 40Keystone Funding, Inc.: 93% approved of 41Movement Mortgage, LLC: 93% approved of 56Fulton Bank, National Association: 93% approved of 29Meridian Bank: 95% approved of 60Reliance First Capital, LLC: 95% approved of 65Dexsta: 95% approved of 44Louviers Federal Credit Union: 97% approved of 30Pike Creek Mortgage Services, Inc.: 98% approved of 51American Neighborhood Mortgage Acceptance Company LLC: 98% approved of 65

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Delaware

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%2,585 / 3,14697%$165K2,511
2Amerisave Mortgage Corporation31%365 / 1,19097%$95K355
3Newrez LLC50%339 / 68399%$165K335
4United Wholesale Mortgage, LLCBroker only80%421 / 52897%$265K407
5Loandepot.Com, LLC62%302 / 49096%$245K291

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 282 more lenders.

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Other lending data for Delaware

Mortgage lenders in DelawareHome improvement loans in DelawareRefinance in DelawareInvestment property purchase in DelawareInvestment cash-out refinance in DelawareInvestment refinance in DelawareInvestment home improvement in Delaware

Counties in Delaware

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