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refinance lenders · HMDA 2023–2025

Refinance lenders in El Paso County, Colorado

Fat Boy Data analyzed mortgage refinance activity in El Paso County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,382 applications were decided by 315 lenders between 2023 and 2025.

El Paso County at a glance

315Active lenders56 with 20+ decisions
82.0%Market approval rate8,518 of 10,382 decided
$415KTypical loanmedian lender, $10K brackets
89%Borrower take-up7,613 loans funded

How El Paso County compares

Approval rate compared
El Paso County82.0%Colorado78.0%All 616 counties76.5%
Typical loan compared
El Paso County$415KColorado$435KAll 616 counties$295K

What the data shows

Wings Credit Union made the most mortgage refinances in El Paso County, CO, 1,938 of them.

That is 25% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Ark-La-Tex Financial Services, LLC. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 42.

Approval rate of all 56 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 14% approved of 64Discover Bank: 25% approved of 162Spring Eq, LLC: 33% approved of 30Mortgage Research Center, LLC: 42% approved of 350Pentagon Federal Credit Union: 43% approved of 23Navy Federal Credit Union: 55% approved of 73The Huntington National Bank: 55% approved of 38Bank of America, National Association: 57% approved of 47Lakeview Loan Servicing, LLC: 58% approved of 387PNC Bank, National Association: 61% approved of 38Third Federal Savings And Loan Association Of Cleveland: 63% approved of 41Plaza Home Mortgage, Inc.: 65% approved of 20BOKF, National Association: 65% approved of 20Carrington Mortgage Services, LLC: 66% approved of 38Wells Fargo Bank, National Association: 71% approved of 28FirstBank: 74% approved of 68Zions Bancorporation, N.A.: 74% approved of 39UMB Bank, National Association: 76% approved of 58Nbkc Bank: 76% approved of 21Loandepot.Com, LLC: 79% approved of 63Onity Mortgage Corporation: 81% approved of 57Traditional Mortgage Acceptance Corporation: 82% approved of 22Wings Credit Union: 82% approved of 2,670U.S. Bank National Association: 82% approved of 80Amerihome Mortgage Company, LLC: 83% approved of 23Rocket Mortgage, LLC: 83% approved of 532Newrez LLC: 84% approved of 214Cmg Mortgage, Inc.: 85% approved of 39New American Funding, LLC: 85% approved of 33Clearpath Lending: 85% approved of 20Finance of America Reverse LLC: 85% approved of 55Union Home Mortgage Corp.: 88% approved of 32Mutual of Omaha Mortgage, Inc.: 89% approved of 89Pennymac Loan Services, LLC: 89% approved of 243JPMorgan Chase Bank, National Association: 89% approved of 28NBH Bank: 90% approved of 49The Loan Store, Inc.: 91% approved of 22Longbridge Financial, LLC: 91% approved of 34LoanUnited.com, LLC: 92% approved of 60Provident Funding Associates, L.P.: 93% approved of 28United Wholesale Mortgage, LLC: 93% approved of 1,792Fairway Independent Mortgage Corporation: 93% approved of 43Nationstar Mortgage LLC: 95% approved of 44Crosscountry Mortgage, LLC: 96% approved of 49Village Capital & Investment LLC: 96% approved of 237Freedom Mortgage Corporation: 96% approved of 597Guild Mortgage Company LLC: 97% approved of 34Sun West Mortgage Company, Inc.: 97% approved of 69Guaranteed Rate, Inc.: 97% approved of 117Planet Home Lending, LLC: 98% approved of 81Nfm, Inc.: 98% approved of 56V.I.P. Mortgage, Inc.: 98% approved of 56Mortgage Solutions of Colorado, LLC: 99% approved of 72Ark-La-Tex Financial Services, LLC.: 100% approved of 42The Central Trust Bank: 100% approved of 31Flat Branch Mortgage, Inc.: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in El Paso County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wings Credit Union82%2,198 / 2,67088%$115K1,938
2United Wholesale Mortgage, LLCBroker only93%1,665 / 1,79295%$455K1,585
3Freedom Mortgage Corporation96%576 / 59776%$415K437
4Rocket Mortgage, LLC83%442 / 53292%$415K408
5Lakeview Loan Servicing, LLC58%224 / 38757%$465K127

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 310 more lenders.

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