HomeCaliforniaTulare CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Tulare County, California

Fat Boy Data analyzed cash-out refinance activity in Tulare County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,130 applications were decided by 191 lenders between 2023 and 2025.

Tulare County at a glance

191Active lenders38 with 20+ decisions
66.5%Market approval rate2,745 of 4,130 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,588 loans funded

How Tulare County compares

Approval rate compared
Tulare County66.5%California70.1%All 616 counties68.2%
Typical loan compared
Tulare County$175KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Tulare County, CA, 706 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 92% of 24.

The typical cash-out refinance here is $175K, 29% smaller than the California typical of $245K.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 18% approved of 28Lakeview Loan Servicing, LLC: 27% approved of 86Spring Eq, LLC: 31% approved of 29Amerisave Mortgage Corporation: 32% approved of 256Carrington Mortgage Services, LLC: 35% approved of 156American Financing Corporation: 38% approved of 42BMO Bank National Association: 43% approved of 30Wells Fargo Bank, National Association: 45% approved of 76Village Capital & Investment LLC: 47% approved of 30New Day Financial, LLC: 51% approved of 49Mutual of Omaha Mortgage, Inc.: 51% approved of 37The Golden 1: 55% approved of 22Newrez LLC: 55% approved of 193New American Funding, LLC: 61% approved of 33Flagstar Bank, National Association: 61% approved of 33Navy Federal Credit Union: 62% approved of 26Valley Strong Credit Union: 62% approved of 26U.S. Bank National Association: 65% approved of 23Loandepot.Com, LLC: 66% approved of 121Advantagefirst Lending Inc.: 67% approved of 24Bank of America, National Association: 67% approved of 21Pennymac Loan Services, LLC: 68% approved of 136Freedom Mortgage Corporation: 69% approved of 153Sun West Mortgage Company, Inc.: 71% approved of 24Kind Lending, LLC: 71% approved of 21United Wholesale Mortgage, LLC: 73% approved of 376Plaza Home Mortgage, Inc.: 74% approved of 43Ocmbc, Inc.: 76% approved of 21Nationstar Mortgage LLC: 76% approved of 106GoodLeap, LLC: 77% approved of 114Quorum Federal Credit Union: 79% approved of 61Change Lending, LLC: 79% approved of 68Rocket Mortgage, LLC: 81% approved of 896Alameda Mortgage Corporation: 84% approved of 38JPMorgan Chase Bank, National Association: 85% approved of 53Golden Empire Mortgage, Inc.: 90% approved of 51Guild Mortgage Company LLC: 92% approved of 24Equity Prime Mortgage LLC: 97% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Tulare County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%724 / 89698%$155K706
2United Wholesale Mortgage, LLCBroker only73%275 / 37696%$245K265
3Amerisave Mortgage Corporation32%82 / 25698%$115K80
4Newrez LLC55%107 / 193100%$115K107
5Carrington Mortgage Services, LLC35%55 / 15685%$215K47

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 186 more lenders.

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