HomeCaliforniaFresno CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Fresno County, California

Fat Boy Data analyzed cash-out refinance activity in Fresno County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,280 applications were decided by 285 lenders between 2023 and 2025.

Fresno County at a glance

285Active lenders54 with 20+ decisions
66.8%Market approval rate5,533 of 8,280 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,185 loans funded

How Fresno County compares

Approval rate compared
Fresno County66.8%California70.1%All 616 counties68.2%
Typical loan compared
Fresno County$205KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Fresno County, CA, 1,385 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Ark-La-Tex Financial Services, LLC. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical cash-out refinance here is $205K, 16% smaller than the California typical of $245K.

Approval rate of all 54 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 14% approved of 71Network Capital Funding Corporation: 17% approved of 53Lakeview Loan Servicing, LLC: 20% approved of 148Amerisave Mortgage Corporation: 30% approved of 493Carrington Mortgage Services, LLC: 36% approved of 280American Financing Corporation: 37% approved of 76New Day Financial, LLC: 38% approved of 89Mutual of Omaha Mortgage, Inc.: 46% approved of 52Village Capital & Investment LLC: 48% approved of 44Spring Eq, LLC: 49% approved of 96Newrez LLC: 49% approved of 314BMO Bank National Association: 50% approved of 56U.S. Bank National Association: 52% approved of 48Wells Fargo Bank, National Association: 52% approved of 109Citibank, National Association: 52% approved of 21Champions Funding, LLC: 52% approved of 21The Golden 1: 55% approved of 286New American Funding, LLC: 57% approved of 56American Pacific Mortgage Corporation: 59% approved of 22Loandepot.Com, LLC: 62% approved of 246Freedom Mortgage Corporation: 65% approved of 225Quorum Federal Credit Union: 67% approved of 63Navy Federal Credit Union: 68% approved of 50Kind Lending, LLC: 70% approved of 96Nexera Holding LLC: 70% approved of 20Pennymac Loan Services, LLC: 70% approved of 205Flagstar Bank, National Association: 71% approved of 92Plaza Home Mortgage, Inc.: 71% approved of 48Bank of America, National Association: 71% approved of 24Onity Mortgage Corporation: 73% approved of 30Change Lending, LLC: 74% approved of 27Sun West Mortgage Company, Inc.: 75% approved of 64Nationstar Mortgage LLC: 75% approved of 212Advantagefirst Lending Inc.: 77% approved of 35Sierra Pacific Mortgage Company, Inc.: 78% approved of 40GoodLeap, LLC: 79% approved of 190United Wholesale Mortgage, LLC: 79% approved of 939The Federal Savings Bank: 79% approved of 39Rocket Mortgage, LLC: 80% approved of 1,786Planet Home Lending, LLC: 80% approved of 25Noble: 81% approved of 31Amwest Funding Corp.: 81% approved of 31Home Mortgage Alliance Corporation (Hmac): 83% approved of 23Alameda Mortgage Corporation: 84% approved of 119Equity Prime Mortgage LLC: 84% approved of 44American Financial Network, Inc.: 85% approved of 20JPMorgan Chase Bank, National Association: 88% approved of 98Ocmbc, Inc.: 90% approved of 49Citadel Servicing Corporation: 92% approved of 24Golden Empire Mortgage, Inc.: 93% approved of 29Guild Mortgage Company LLC: 95% approved of 62Coastal Community Bank: 100% approved of 37Ark-La-Tex Financial Services, LLC.: 100% approved of 28Crosscountry Mortgage, LLC: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Fresno County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,426 / 1,78697%$145K1,385
2United Wholesale Mortgage, LLCBroker only79%744 / 93997%$215K718
3Amerisave Mortgage Corporation30%150 / 49398%$75K147
4Newrez LLC49%154 / 31498%$95K151
5The Golden 155%157 / 28697%$105K152

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 280 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Fresno County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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