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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in San Joaquin County, California

Fat Boy Data analyzed investment property refinance activity in San Joaquin County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 741 applications were decided by 140 lenders between 2023 and 2025.

San Joaquin County at a glance

140Active lenders7 with 20+ decisions
77.9%Market approval rate577 of 741 decided
$425KTypical loanmedian lender, $10K brackets
95%Borrower take-up546 loans funded

How San Joaquin County compares

Approval rate compared
San Joaquin County77.9%California76.8%All 616 counties77.7%
Typical loan compared
San Joaquin County$425KCalifornia$555KAll 616 counties$235K

What the data shows

The Loan Store, Inc. made the most investment property refinances in San Joaquin County, CA, 50 of them.

The Loan Store, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 61.

The typical investment property refinance here is $425K, 23% smaller than the California typical of $555K.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%NexBank: 66% approved of 29Rocket Mortgage, LLC: 71% approved of 59United Wholesale Mortgage, LLC: 73% approved of 70Kiavi Funding, Inc.: 74% approved of 23U.S. Bank National Association: 84% approved of 31Pennymac Loan Services, LLC: 89% approved of 56The Loan Store, Inc.: 97% approved of 61

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in San Joaquin County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only73%51 / 70100%$395K51
2The Loan Store, Inc.97%59 / 6185%$425K50
3Rocket Mortgage, LLC71%42 / 5998%$385K41
4Pennymac Loan Services, LLC89%50 / 56100%$485K50
5U.S. Bank National Association84%26 / 31100%$495K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 135 more lenders.

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You are seeing the 5 largest investment property refinance lenders in San Joaquin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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