HomeCaliforniaSan Joaquin CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in San Joaquin County, California

Fat Boy Data analyzed investment cash-out refinance activity in San Joaquin County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 804 applications were decided by 144 lenders between 2023 and 2025.

San Joaquin County at a glance

144Active lenders6 with 20+ decisions
68.3%Market approval rate549 of 804 decided
$255KTypical loanmedian lender, $10K brackets
92%Borrower take-up503 loans funded

How San Joaquin County compares

Approval rate compared
San Joaquin County68.3%California75.0%All 616 counties73.1%
Typical loan compared
San Joaquin County$255KCalifornia$425KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in San Joaquin County, CA, 33 of them.

The Loan Store, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 92% of 25.

Lenders approved 68.3% of investment cash-out refinance applications in San Joaquin County, CA, 6.7 percentage points below the California rate of 75.0%.

The typical investment cash-out refinance here is $255K, 40% smaller than the California typical of $425K.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 27% approved of 30Homexpress Mortgage Corp.: 41% approved of 37United Wholesale Mortgage, LLC: 69% approved of 134Ocmbc, Inc.: 71% approved of 31Rocket Mortgage, LLC: 72% approved of 46The Loan Store, Inc.: 92% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in San Joaquin County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only69%93 / 13498%$215K91
2Rocket Mortgage, LLC72%33 / 46100%$255K33
3Homexpress Mortgage Corp.Broker only41%15 / 37100%$305K15
4Ocmbc, Inc.Broker only71%22 / 3177%$275K17
5Amerisave Mortgage Corporation27%8 / 30100%$155K8

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 139 more lenders.

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