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mortgage lenders · HMDA 2023–2025

Mortgage lenders in San Francisco County, California

Fat Boy Data analyzed home purchase mortgage activity in San Francisco County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,237 applications were decided by 331 lenders between 2023 and 2025.

San Francisco County at a glance

331Active lenders60 with 20+ decisions
92.7%Market approval rate10,411 of 11,237 decided
$905KTypical loanmedian lender, $10K brackets
97%Borrower take-up10,144 loans funded

How San Francisco County compares

Approval rate compared
San Francisco County92.7%California88.4%All 616 counties87.6%
Typical loan compared
San Francisco County$905KCalifornia$555KAll 616 counties$335K

What the data shows

Wells Fargo Bank, National Association made the most home purchase mortgages in San Francisco County, CA, 897 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 185.

The typical home purchase mortgage here is $905K, 63% larger than the California typical of $555K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Flagstar Bank, National Association: 57% approved of 63Pennymac Loan Services, LLC: 79% approved of 87Bank of America, National Association: 85% approved of 652Alliant Credit Union: 85% approved of 27The Loan Store, Inc.: 89% approved of 36Better Mortgage Corporation: 89% approved of 27PNC Bank, National Association: 89% approved of 271Rocket Mortgage, LLC: 89% approved of 600East West Bank: 90% approved of 68Loandepot.Com, LLC: 90% approved of 68U.S. Bank National Association: 90% approved of 610Mechanics Bank: 90% approved of 91Fremont Bank: 90% approved of 21BMO Bank National Association: 91% approved of 174United Wholesale Mortgage, LLC: 92% approved of 472American Pacific Mortgage Corporation: 92% approved of 130Patelco Credit Union: 92% approved of 48CIBC Bank USA: 92% approved of 24JPMorgan Chase Bank, National Association: 92% approved of 902The Golden 1: 93% approved of 67Wells Fargo Bank, National Association: 93% approved of 978Navy Federal Credit Union: 93% approved of 28Change Lending, LLC: 93% approved of 60Citizens Bank, National Association: 95% approved of 56STAR ONE Credit Union: 95% approved of 38Charles Schwab Bank, SSB: 95% approved of 115Citibank, National Association: 95% approved of 497Lennar Mortgage, LLC: 95% approved of 42Guaranteed Rate Affinity, LLC: 95% approved of 65Cmg Mortgage, Inc.: 96% approved of 45Vellum Mortgage, Inc.: 96% approved of 24Originpoint LLC: 96% approved of 191Guaranteed Rate, Inc.: 97% approved of 295Provident Credit Union: 97% approved of 30Meriwest Mortgage Company, LLC: 97% approved of 62Everett Financial, Inc.: 97% approved of 33New American Funding, LLC: 97% approved of 73Redwood: 97% approved of 689Mason Mcduffie Mortgage Corporation: 98% approved of 40Morgan Stanley Private Bank, National Association: 98% approved of 179San Francisco Federal Credit Union: 98% approved of 50Amerihome Mortgage Company, LLC: 98% approved of 51Amwest Funding Corp.: 98% approved of 119Hsbc Bank USA, N.A.tional Association: 98% approved of 195First-Citizens Bank & Trust Company: 99% approved of 415First Republic Bank: 99% approved of 241National Cooperative Bank, N.A.: 99% approved of 174General Mortgage Capital Corporation: 99% approved of 171Crosscountry Mortgage, LLC: 100% approved of 185STANFORD Federal Credit Union: 100% approved of 59Nmsi, Inc.: 100% approved of 52New Wave Lending Group Inc: 100% approved of 46Ameris Bank: 100% approved of 42Bank of Marin: 100% approved of 39Guild Mortgage Company LLC: 100% approved of 38Googain, Inc.: 100% approved of 36Ameritrust Mortgage Corporation: 100% approved of 29Primary Residential Mortgage, Inc.: 100% approved of 26Sirva Mortgage, Inc.: 100% approved of 24Citadel Servicing Corporation: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in San Francisco County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wells Fargo Bank, National Association93%906 / 97899%$1.18M897
2JPMorgan Chase Bank, National Association92%827 / 90297%$1M806
3Redwood97%671 / 68999%$885K662
4Bank of America, National Association85%552 / 65291%$1.06M505
5U.S. Bank National Association90%548 / 61099%$925K542

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 326 more lenders.

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Other lending data for San Francisco County

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