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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in San Francisco County, California

Fat Boy Data analyzed investment property refinance activity in San Francisco County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 958 applications were decided by 176 lenders between 2023 and 2025.

San Francisco County at a glance

176Active lenders10 with 20+ decisions
80.1%Market approval rate767 of 958 decided
$645KTypical loanmedian lender, $10K brackets
95%Borrower take-up726 loans funded

How San Francisco County compares

Approval rate compared
San Francisco County80.1%California76.8%All 616 counties77.7%
Typical loan compared
San Francisco County$645KCalifornia$555KAll 616 counties$235K

What the data shows

First Republic Bank made the most investment property refinances in San Francisco County, CA, 128 of them.

First Republic Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 128.

The typical investment property refinance here is $645K, 16% larger than the California typical of $555K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 48% approved of 40Wells Fargo Bank, National Association: 55% approved of 22U.S. Bank National Association: 65% approved of 31United Wholesale Mortgage, LLC: 65% approved of 37Rocket Mortgage, LLC: 75% approved of 36JPMorgan Chase Bank, National Association: 92% approved of 72The Loan Store, Inc.: 96% approved of 24First Republic Bank: 100% approved of 128East West Bank: 100% approved of 29Conventus LLC: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in San Francisco County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Republic Bank100%128 / 128100%$305K128
2JPMorgan Chase Bank, National Association92%66 / 72100%$605K66
3Bank of America, National Association48%19 / 4089%$725K17
4United Wholesale Mortgage, LLCBroker only65%24 / 37100%$645K24
5Rocket Mortgage, LLC75%27 / 3696%$605K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 171 more lenders.

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You are seeing the 5 largest investment property refinance lenders in San Francisco County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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