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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Imperial County, California

Fat Boy Data analyzed investment home improvement loan activity in Imperial County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 62 applications were decided by 23 lenders between 2023 and 2025.

Imperial County at a glance

23Active lenders0 with 20+ decisions
41.9%Market approval rate26 of 62 decided
$105KTypical loanmedian lender, $10K brackets
92%Borrower take-up24 loans funded

How Imperial County compares

Approval rate compared
Imperial County41.9%California52.5%All 616 counties51.2%
Typical loan compared
Imperial County$105KCalifornia$135KAll 616 counties$115K

What the data shows

Homebridge Financial Services, Inc. made the most investment home improvement loans in Imperial County, CA, 5 of them.

Lenders approved 41.9% of investment home improvement loan applications in Imperial County, CA, 10.6 percentage points below the California rate of 52.5%.

The typical investment home improvement loan here is $105K, 22% smaller than the California typical of $135K.

Investment property improvement lenders in Imperial County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National AssociationLimited sample0%0 / 110
2Navy Federal Credit UnionLimited sample11%1 / 90%0
3Homebridge Financial Services, Inc.Limited sample83%5 / 6100%$105K5
4Spring Eq, LLCLimited sample33%2 / 6100%$65K2
5Rocket Mortgage, LLCLimited sample80%4 / 5100%$225K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 18 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Imperial County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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