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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Houston County, Alabama

Fat Boy Data analyzed investment property refinance activity in Houston County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 197 applications were decided by 35 lenders between 2023 and 2025.

Houston County at a glance

35Active lenders2 with 20+ decisions
92.4%Market approval rate182 of 197 decided
$75KTypical loanmedian lender, $10K brackets
98%Borrower take-up178 loans funded

How Houston County compares

Approval rate compared
Houston County92.4%Alabama85.9%All 616 counties77.7%
Typical loan compared
Houston County$75KAlabama$115KAll 616 counties$235K

What the data shows

First State Bank of Blakely made the most investment property refinances in Houston County, AL, 37 of them.

First State Bank of Blakely approved the highest share of applications among lenders with at least 20 decisions here, 100% of 37.

Lenders approved 92.4% of investment property refinance applications in Houston County, AL, 6.5 percentage points above the Alabama rate of 85.9%.

The typical investment property refinance here is $75K, 35% smaller than the Alabama typical of $115K.

Investment property refinance lenders in Houston County

LenderApprovalApprovedTaken upTypical loanLoans made
1First State Bank of Blakely100%37 / 37100%$95K37
2PeoplesSouth Bank100%20 / 2095%$45K19
3BankPlusLimited sample94%17 / 18100%$65K17
4Friend BankLimited sample100%18 / 18100%$75K18
5River Bank & TrustLimited sample100%15 / 15100%$45K15

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 30 more lenders.

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