HomeAlabamaHouston CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Houston County, Alabama

Fat Boy Data analyzed cash-out refinance activity in Houston County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,174 applications were decided by 115 lenders between 2023 and 2025.

Houston County at a glance

115Active lenders15 with 20+ decisions
62.6%Market approval rate735 of 1,174 decided
$135KTypical loanmedian lender, $10K brackets
93%Borrower take-up686 loans funded

How Houston County compares

Approval rate compared
Houston County62.6%Alabama64.9%All 616 counties68.2%
Typical loan compared
Houston County$135KAlabama$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Houston County, AL, 161 of them.

Nationstar Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 30.

The typical cash-out refinance here is $135K, 13% smaller than the Alabama typical of $155K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 20% approved of 35Amerisave Mortgage Corporation: 27% approved of 83Carrington Mortgage Services, LLC: 37% approved of 49Mortgage Research Center, LLC: 37% approved of 38Loandepot.Com, LLC: 41% approved of 41New Day Financial, LLC: 56% approved of 39GoodLeap, LLC: 57% approved of 21Freedom Mortgage Corporation: 59% approved of 34Wells Fargo Bank, National Association: 60% approved of 20Tyndall Federal Credit Union: 68% approved of 25Rocket Mortgage, LLC: 75% approved of 220Pennymac Loan Services, LLC: 75% approved of 36United Wholesale Mortgage, LLC: 77% approved of 61All In Federal Credit Union: 78% approved of 67Nationstar Mortgage LLC: 93% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Houston County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC75%164 / 22098%$135K161
2Amerisave Mortgage Corporation27%22 / 83100%$125K22
3All In Federal Credit Union78%52 / 6796%$85K50
4United Wholesale Mortgage, LLCBroker only77%47 / 6198%$225K46
5Carrington Mortgage Services, LLC37%18 / 4972%$125K13

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 110 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Houston County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Houston County

Nearby markets