refinance lenders · HMDA 2023–2025

Refinance lenders in Berkeley County, West Virginia

Fat Boy Data analyzed mortgage refinance activity in Berkeley County, West Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,391 applications were decided by 129 lenders between 2023 and 2025.

Berkeley County at a glance

129Active lenders15 with 20+ decisions
78.4%Market approval rate1,090 of 1,391 decided
$245KTypical loanmedian lender, $10K brackets
91%Borrower take-up993 loans funded

How Berkeley County compares

Approval rate compared
Berkeley County78.4%West Virginia76.0%All 616 counties76.5%
Typical loan compared
Berkeley County$245KWest Virginia$145KAll 616 counties$295K

What the data shows

City National Bank of West Virginia made the most mortgage refinances in Berkeley County, WV, 141 of them.

Village Capital & Investment LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 58.

The typical mortgage refinance here is $245K, 69% larger than the West Virginia typical of $145K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 33% approved of 39Mortgage Research Center, LLC: 56% approved of 41Lakeview Loan Servicing, LLC: 58% approved of 36Newrez LLC: 66% approved of 35Truist Bank: 66% approved of 97Amerihome Mortgage Company, LLC: 67% approved of 21Patriot Credit Union: 76% approved of 21City National Bank of West Virginia: 82% approved of 182United Wholesale Mortgage, LLC: 84% approved of 86Planet Home Lending, LLC: 85% approved of 26Pennymac Loan Services, LLC: 85% approved of 86Jefferson Security Bank: 85% approved of 20Rocket Mortgage, LLC: 87% approved of 110Freedom Mortgage Corporation: 95% approved of 95Village Capital & Investment LLC: 100% approved of 58

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Berkeley County

LenderApprovalApprovedTaken upTypical loanLoans made
1City National Bank of West Virginia82%150 / 18294%$95K141
2Rocket Mortgage, LLC87%96 / 11094%$245K90
3Truist Bank66%64 / 9786%$105K55
4Freedom Mortgage Corporation95%90 / 9579%$325K71
5United Wholesale Mortgage, LLCBroker only84%72 / 8685%$295K61

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 124 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Berkeley County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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