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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Utah

Fat Boy Data analyzed investment property refinance activity in Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,740 applications were decided by 203 lenders between 2023 and 2025.

Utah at a glance

203Active lenders23 with 20+ decisions
72.2%Market approval rate1,977 of 2,740 decided
$325KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,810 loans funded

How Utah compares

Approval rate compared
Utah72.2%All 616 counties77.7%
Typical loan compared
Utah$325KAll 616 counties$235K

What the data shows

AMERICA FIRST Federal Credit Union made the most investment property refinances in Utah, 371 of them.

Security Home Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Lenders approved 72.2% of investment property refinance applications in Utah, 5.5 percentage points below the the United States rate of 77.7%.

The typical investment property refinance here is $325K, 38% larger than the the United States typical of $235K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Mountain America Federal Credit Union: 15% approved of 185Hometown Equity Mortgage, LLC: 35% approved of 23CYPRUS Federal Credit Union: 54% approved of 24Zions Bancorporation, N.A.: 60% approved of 100Nexera Holding LLC: 61% approved of 28Homexpress Mortgage Corp.: 67% approved of 33Ocmbc, Inc.: 70% approved of 23Kind Lending, LLC: 71% approved of 80Goldenwest: 72% approved of 85AMERICA FIRST Federal Credit Union: 72% approved of 574Rocket Mortgage, LLC: 73% approved of 67United Wholesale Mortgage, LLC: 74% approved of 272Newrez LLC: 79% approved of 24Pennymac Loan Services, LLC: 80% approved of 40Guild Mortgage Company LLC: 85% approved of 47Central Bank: 86% approved of 22Utah Community Federal Credit Union: 91% approved of 32The Loan Store, Inc.: 92% approved of 148First Colony Mortgage Corporation: 95% approved of 55Crosscountry Mortgage, LLC: 95% approved of 22Cache Valley Bank: 96% approved of 23Intercap Lending Inc.: 99% approved of 73Security Home Mortgage, LLC: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Utah

LenderApprovalApprovedTaken upTypical loanLoans made
1AMERICA FIRST Federal Credit Union72%414 / 57490%$145K371
2United Wholesale Mortgage, LLCBroker only74%201 / 27299%$395K198
3Mountain America Federal Credit Union15%27 / 185100%$235K27
4The Loan Store, Inc.92%136 / 14877%$365K105
5Zions Bancorporation, N.A.60%60 / 10073%$265K44

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 198 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Utah. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
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Other lending data for Utah

Counties in Utah